FY2027 Small Area FMR · Old Harbor, AK

ZIP 99643 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99643 (Old Harbor, AK) is $1,870 a month, up 11.3% from FY2026. That is 16% below the Kodiak Island Borough, AK area-wide FMR of $2,239.

2-bedroom SAFMR$1,870per month ▲ 11.3%

Area-wide 2 BR FMR$2,239Kodiak Island Borough, AK

Rank in the area6thof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,683

2 BR Small Area FMR$1,870

110% of SAFMR$2,057

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,290▲ 11.2%

1 BR$1,430▲ 11.7%

2 BR$1,870▲ 11.3%

3 BR$2,240▲ 8.2%

4 BR$2,480▲ 11.2%

FY2027 FY2026

Where 99643 sits in the Kodiak Island Borough, AK area

Of the 6 ZIP codes HUD lists for the area, 99643 has the 6th highest two-bedroom Small Area FMR. Kodiak Island Borough, AK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,239 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,870 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,290	$1,161 – $1,419	$1,559	$1,160
1 bedroom	$1,430	$1,287 – $1,573	$1,712	$1,280
2 bedrooms	$1,870	$1,683 – $2,057	$2,239	$1,680
3 bedrooms	$2,240	$2,016 – $2,464	$2,716	$2,070
4 bedrooms	$2,480	$2,232 – $2,728	$2,943	$2,230

A household renting a two-bedroom home at the Small Area FMR of $1,870 needs about $74,800 a year to keep housing costs at 30% of income. The area median family income is $113,100 and the 80% low-income limit for four people is $96,700. ZIP code 99643 lies mainly in Kodiak Island Borough. See the Kodiak Island Borough, AK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
99615	Kodiak	32.1 mi	$2,270
99624	Larsen Bay	32.6 mi	$2,270
99608	Karluk	48.4 mi	$2,270
99550	Port Lions	48.5 mi	$2,270
99644	Ouzinkie	59.2 mi	$2,240

Questions

What is the Fair Market Rent for ZIP code 99643?

HUD's FY2027 Small Area Fair Market Rents for 99643 are $1,290 (studio), $1,430 (1 BR), $1,870 (2 BR), $2,240 (3 BR) and $2,480 (4 BR) a month.

What is the Section 8 payment standard in 99643?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99643 that range is $1,683 to $2,057 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99643?

The FY2026 income limits of the Kodiak Island Borough, AK area apply: median family income $113,100, low-income (80%) limit $96,700 for a family of four.