Income Limits by County

HUD Metro FMR Area · 5 counties

Charlottesville, VA Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Charlottesville, VA area at $1,642 a month, down 10.0% from FY2026. The FY2026 median family income is $139,800. The same figures apply in all 5 counties of the area.

2-bedroom FMR$1,642per month ▼ 10.0%
Median family income$139,800FY2026
People in the area224,335HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Charlottesville, VA.

Low income (80% limit)

A household of 4 earning $104,800 is under the 80% limit of $106,800 for this area. At 30% of income it could pay about $2,620 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$29,050$48,450$58,140$74,800
2$33,200$55,350$66,420$85,450
3$37,350$62,250$74,700$96,150
4$41,500$69,150$82,980$106,800
5$44,850$74,700$89,640$115,350
6$48,150$80,250$96,300$123,900
7$51,500$85,750$102,900$132,450
8$55,720$91,300$109,560$141,000

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600$2,000$2,400200520102015202020252027$1,642FY2001: $656FY2002: $677FY2003: $693FY2004: $698FY2005: $744FY2006: $761FY2007: $792FY2008: $847FY2009: $882FY2010: $903FY2011: $931FY2012: $1,029FY2013: $1,099FY2014: $1,008FY2015: $1,038FY2016: $1,171FY2017: $1,126FY2018: $1,179FY2019: $1,325FY2020: $1,262FY2021: $1,266FY2022: $1,264FY2023: $1,401FY2024: $1,678FY2025: $1,729FY2026: $1,824FY2027: $1,642

Counties in the area

CountyPeople2 BR FMR
Albemarle County, VA114,919$1,642
Charlottesville city, VA45,437$1,642
Fluvanna County, VA28,092$1,642
Greene County, VA21,155$1,642
Nelson County, VA14,732$1,642

Small Area FMRs across 51 ZIP codes

Two-bedroom Small Area FMRs in the Charlottesville, VA area run from $1,650 to $1,940; the middle ZIP code is at $1,650, against the area-wide FMR of $1,642. This is not a mandatory Small Area FMR area; agencies may opt in.

$1,650$1,940median $1,650

Highest ZIP codes

22932 (Crozet, VA)$1,940
22911 (Charlottesville, VA)$1,910
22902 (Charlottesville, VA)$1,850
22963 (Palmyra, VA)$1,820
22947 (Keswick, VA)$1,800
22940 (Free Union, VA)$1,790
22936 (Earlysville, VA)$1,780
22923 (Barboursville, VA)$1,760

Lowest ZIP codes

24599 (Wingina, VA)$1,650
24590 (Scottsville, VA)$1,650
24581 (Norwood, VA)$1,650
24562 (Howardsville, VA)$1,650
24553 (Gladstone, VA)$1,650
24521 (Amherst, VA)$1,650
24483 (Vesuvius, VA)$1,650
24464 (Montebello, VA)$1,650

Questions

What is the Fair Market Rent in the Charlottesville, VA area?

HUD's FY2027 Fair Market Rents for the Charlottesville, VA area are $1,279 (studio), $1,442 (1 BR), $1,642 (2 BR), $1,997 (3 BR) and $2,458 (4 BR) a month.

What is the area median income for Charlottesville, VA?

The FY2026 median family income is $139,800; the 80% low-income limit for four people is $106,800.

Which counties are in this HUD metro area?

Albemarle County, VA, Charlottesville city, VA, Fluvanna County, VA, Greene County, VA and Nelson County, VA.