Income Limits by County

HUD Metro FMR Area · 3 counties

Duluth, MN-WI Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Duluth, MN-WI area at $1,207 a month, down 2.0% from FY2026. The FY2026 median family income is $101,100. The same figures apply in all 3 counties of the area.

2-bedroom FMR$1,207per month ▼ 2.0%
Median family income$101,100FY2026
People in the area280,870HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Duluth, MN-WI.

Low income (80% limit)

A household of 4 earning $78,900 is under the 80% limit of $80,900 for this area. At 30% of income it could pay about $1,972 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$21,250$35,400$42,480$56,650
2$24,300$40,450$48,540$64,750
3$27,350$45,500$54,600$72,850
4$33,000$50,550$60,660$80,900
5$38,680$54,600$65,520$87,400
6$44,360$58,650$70,380$93,850
7$50,040$62,700$75,240$100,350
8$55,720$66,750$80,100$106,800

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,207FY2001: $471FY2002: $487FY2003: $496FY2004: $499FY2005: $529FY2006: $539FY2007: $555FY2008: $605FY2009: $621FY2010: $629FY2011: $639FY2012: $687FY2013: $725FY2014: $692FY2015: $755FY2016: $755FY2017: $771FY2018: $848FY2019: $871FY2020: $816FY2021: $884FY2022: $936FY2023: $1,087FY2024: $1,113FY2025: $1,140FY2026: $1,232FY2027: $1,207

Counties in the area

CountyPeople2 BR FMR
St. Louis County, MN200,123$1,207
Douglas County, WI44,229$1,207
Carlton County, MN36,518$1,207

Small Area FMRs across 78 ZIP codes

Two-bedroom Small Area FMRs in the Duluth, MN-WI area run from $1,110 to $1,810; the middle ZIP code is at $1,110, against the area-wide FMR of $1,207. This is not a mandatory Small Area FMR area; agencies may opt in.

$1,110$1,810median $1,110

Highest ZIP codes

55779 (Saginaw, MN)$1,810
55803 (Duluth, MN)$1,720
55717 (Canyon, MN)$1,700
55804 (Duluth, MN)$1,610
55781 (Side Lake, MN)$1,600
55733 (Esko, MN)$1,590
55811 (Duluth, MN)$1,540
55814 (Duluth, MN)$1,540

Lowest ZIP codes

56669 (Kabetogama, MN)$1,110
56649 (International Falls, MN)$1,110
55798 (Wright, MN)$1,110
55792 (Virginia, MN)$1,110
55790 (Tower, MN)$1,110
55787 (Tamarack, MN)$1,110
55782 (Soudan, MN)$1,110
55772 (Nett Lake, MN)$1,110

Questions

What is the Fair Market Rent in the Duluth, MN-WI area?

HUD's FY2027 Fair Market Rents for the Duluth, MN-WI area are $841 (studio), $961 (1 BR), $1,207 (2 BR), $1,671 (3 BR) and $2,017 (4 BR) a month.

What is the area median income for Duluth, MN-WI?

The FY2026 median family income is $101,100; the 80% low-income limit for four people is $80,900.

Which counties are in this HUD metro area?

St. Louis County, MN, Douglas County, WI and Carlton County, MN.