Income Limits by County

HUD Metro FMR Area · 2 counties

Elizabethtown, KY Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Elizabethtown, KY area at $1,087 a month, up 2.9% from FY2026. The FY2026 median family income is $92,100. The same figures apply in all 2 counties of the area.

2-bedroom FMR$1,087per month ▲ 2.9%
Median family income$92,100FY2026
People in the area127,049HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Elizabethtown, KY.

Low income (80% limit)

A household of 4 earning $68,550 is under the 80% limit of $70,550 for this area. At 30% of income it could pay about $1,714 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$18,550$30,900$37,080$49,400
2$21,640$35,300$42,360$56,450
3$27,320$39,700$47,640$63,500
4$33,000$44,100$52,920$70,550
5$38,680$47,650$57,180$76,200
6$44,360$51,200$61,440$81,850
7$50,040$54,700$65,640$87,500
8$55,720$58,200$69,840$93,150

HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $55,260 for four people, against the regular $52,920.

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,087FY2001: $401FY2002: $412FY2003: $424FY2004: $424FY2005: $476FY2006: $487FY2007: $507FY2008: $555FY2009: $570FY2010: $573FY2011: $571FY2012: $575FY2013: $645FY2014: $585FY2015: $744FY2016: $648FY2017: $752FY2018: $749FY2019: $766FY2020: $781FY2021: $846FY2022: $835FY2023: $868FY2024: $1,003FY2025: $1,075FY2026: $1,056FY2027: $1,087

Counties in the area

CountyPeople2 BR FMR
Hardin County, KY111,942$1,087
Larue County, KY15,107$1,087

Small Area FMRs across 27 ZIP codes

Two-bedroom Small Area FMRs in the Elizabethtown, KY area run from $960 to $1,360; the middle ZIP code is at $990, against the area-wide FMR of $1,087. This is not a mandatory Small Area FMR area; agencies may opt in.

$960$1,360median $990

Highest ZIP codes

40175 (Vine Grove, KY)$1,360
40121 (Fort Knox, KY)$1,240
40162 (Rineyville, KY)$1,200
42701 (Elizabethtown, KY)$1,170
40115 (Custer, KY)$1,140
40122 (Fort Knox, KY)$1,100
40159 (Radcliff, KY)$1,100
42702 (Elizabethtown, KY)$1,100

Lowest ZIP codes

42788 (White Mills, KY)$960
42776 (Sonora, KY)$960
42757 (Magnolia, KY)$960
42740 (Glendale, KY)$960
42718 (Campbellsville, KY)$960
42712 (Big Clifty, KY)$960
40140 (Garfield, KY)$960
40060 (Raywick, KY)$960

Questions

What is the Fair Market Rent in the Elizabethtown, KY area?

HUD's FY2027 Fair Market Rents for the Elizabethtown, KY area are $860 (studio), $866 (1 BR), $1,087 (2 BR), $1,505 (3 BR) and $1,817 (4 BR) a month.

What is the area median income for Elizabethtown, KY?

The FY2026 median family income is $92,100; the 80% low-income limit for four people is $70,550.

Which counties are in this HUD metro area?

Hardin County, KY and Larue County, KY.