FY2027 Small Area FMR · Radcliff, KY

ZIP 40159 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 40159 (Radcliff, KY) is $1,100 a month, up 3.8% from FY2026. That is 1% above the Elizabethtown, KY area-wide FMR of $1,087.

2-bedroom SAFMR$1,100per month ▲ 3.8%

Area-wide 2 BR FMR$1,087Elizabethtown, KY

Rank in the area6thof 27 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 3.6%

1 BR$880▲ 3.5%

2 BR$1,100▲ 3.8%

3 BR$1,520▲ 3.4%

4 BR$1,840▲ 3.4%

FY2027 FY2026

Where 40159 sits in the Elizabethtown, KY area

Of the 27 ZIP codes HUD lists for the area, 40159 has the 6th highest two-bedroom Small Area FMR. Elizabethtown, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,087 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$860	$840
1 bedroom	$880	$792 – $968	$866	$850
2 bedrooms	$1,100	$990 – $1,210	$1,087	$1,060
3 bedrooms	$1,520	$1,368 – $1,672	$1,505	$1,470
4 bedrooms	$1,840	$1,656 – $2,024	$1,817	$1,780

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $92,100 and the 80% low-income limit for four people is $70,550. ZIP code 40159 lies mainly in Hardin County. See the Elizabethtown, KY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
40162	Rineyville	5.1 mi	$1,200
42724	Cecilia	6.1 mi	$1,060
40160	Radcliff	6.7 mi	$1,020
42701	Elizabethtown	7.8 mi	$1,170
40175	Vine Grove	9.0 mi	$1,360
42740	Glendale	9.6 mi	$960

Questions

What is the Fair Market Rent for ZIP code 40159?

HUD's FY2027 Small Area Fair Market Rents for 40159 are $870 (studio), $880 (1 BR), $1,100 (2 BR), $1,520 (3 BR) and $1,840 (4 BR) a month.

What is the Section 8 payment standard in 40159?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 40159 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 40159?

The FY2026 income limits of the Elizabethtown, KY area apply: median family income $92,100, low-income (80%) limit $70,550 for a family of four.