Income Limits by County

HUD Metro FMR Area · 3 counties

Fort Smith, AR-OK Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Fort Smith, AR-OK area at $979 a month, up 4.5% from FY2026. The FY2026 median family income is $76,800. The same figures apply in all 3 counties of the area.

2-bedroom FMR$979per month ▲ 4.5%
Median family income$76,800FY2026
People in the area229,899HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Fort Smith, AR-OK.

Low income (80% limit)

A household of 4 earning $59,450 is under the 80% limit of $61,450 for this area. At 30% of income it could pay about $1,486 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$16,150$26,900$32,280$43,050
2$21,640$30,750$36,900$49,200
3$27,320$34,600$41,520$55,350
4$33,000$38,400$46,080$61,450
5$38,680$41,500$49,800$66,400
6$44,360$44,550$53,460$71,300
7$47,650$47,650$57,180$76,200
8$50,700$50,700$60,840$81,150

HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $48,360 for four people, against the regular $46,080.

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$200$400$600$800$1,000$1,200200520102015202020252027$979FY2001: $449FY2002: $464FY2003: $477FY2004: $479FY2005: $473FY2006: $474FY2007: $493FY2008: $535FY2009: $554FY2010: $557FY2011: $564FY2012: $556FY2013: $662FY2014: $600FY2015: $638FY2016: $658FY2017: $679FY2018: $697FY2019: $700FY2020: $686FY2021: $728FY2022: $740FY2023: $797FY2024: $891FY2025: $910FY2026: $937FY2027: $979

Counties in the area

CountyPeople2 BR FMR
Sebastian County, AR128,900$979
Crawford County, AR61,139$979
Sequoyah County, OK39,860$979

Small Area FMRs across 44 ZIP codes

Two-bedroom Small Area FMRs in the Fort Smith, AR-OK area run from $920 to $1,330; the middle ZIP code is at $970, against the area-wide FMR of $979. This is not a mandatory Small Area FMR area; agencies may opt in.

$920$1,330median $970

Highest ZIP codes

72916 (Fort Smith, AR)$1,330
72948 (Natural Dam, AR)$1,220
72959 (Winslow, AR)$1,220
72945 (Midland, AR)$1,150
72946 (Mountainburg, AR)$1,150
74931 (Bunch, OK)$1,150
72921 (Alma, AR)$1,090
72923 (Barling, AR)$1,080

Lowest ZIP codes

74962 (Vian, OK)$920
74948 (Muldrow, OK)$920
74936 (Gans, OK)$920
72947 (Mulberry, AR)$920
72944 (Mansfield, AR)$920
72940 (Huntington, AR)$920
72937 (Hackett, AR)$920
72935 (Dyer, AR)$920

Questions

What is the Fair Market Rent in the Fort Smith, AR-OK area?

HUD's FY2027 Fair Market Rents for the Fort Smith, AR-OK area are $741 (studio), $748 (1 BR), $979 (2 BR), $1,324 (3 BR) and $1,625 (4 BR) a month.

What is the area median income for Fort Smith, AR-OK?

The FY2026 median family income is $76,800; the 80% low-income limit for four people is $61,450.

Which counties are in this HUD metro area?

Sebastian County, AR, Crawford County, AR and Sequoyah County, OK.