FY2027 Small Area FMR · Gans, OK

ZIP 74936 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74936 (Gans, OK) is $920 a month, down 2.1% from FY2026. That is 6% below the Fort Smith, AR-OK area-wide FMR of $979.

2-bedroom SAFMR$920per month ▼ 2.1%

Area-wide 2 BR FMR$979Fort Smith, AR-OK

Rank in the area34thof 44 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828

2 BR Small Area FMR$920

110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$690▲ 1.5%

1 BR$700▼ 1.4%

2 BR$920▼ 2.1%

3 BR$1,240▼ 2.4%

4 BR$1,520▼ 0.7%

FY2027 FY2026

Where 74936 sits in the Fort Smith, AR-OK area

Of the 44 ZIP codes HUD lists for the area, 74936 has the 34th highest two-bedroom Small Area FMR. Fort Smith, AR-OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $979 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$690	$621 – $759	$741	$680
1 bedroom	$700	$630 – $770	$748	$710
2 bedrooms	$920	$828 – $1,012	$979	$940
3 bedrooms	$1,240	$1,116 – $1,364	$1,324	$1,270
4 bedrooms	$1,520	$1,368 – $1,672	$1,625	$1,530

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $76,800 and the 80% low-income limit for four people is $61,450. ZIP code 74936 lies mainly in Sequoyah County. See the Fort Smith, AR-OK metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74955	Sallisaw	8.4 mi	$1,000
74959	Spiro	9.3 mi	$970
74948	Muldrow	10.8 mi	$920
74941	Keota	10.9 mi	$920
74954	Roland	12.9 mi	$970
74930	Bokoshe	13.7 mi	$920

Questions

What is the Fair Market Rent for ZIP code 74936?

HUD's FY2027 Small Area Fair Market Rents for 74936 are $690 (studio), $700 (1 BR), $920 (2 BR), $1,240 (3 BR) and $1,520 (4 BR) a month.

What is the Section 8 payment standard in 74936?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74936 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74936?

The FY2026 income limits of the Fort Smith, AR-OK area apply: median family income $76,800, low-income (80%) limit $61,450 for a family of four.