Income Limits by County

HUD Metro FMR Area · 3 counties

Toledo, OH Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Toledo, OH area at $1,145 a month, up 6.4% from FY2026. The FY2026 median family income is $95,400. The same figures apply in all 3 counties of the area.

2-bedroom FMR$1,145per month ▲ 6.4%
Median family income$95,400FY2026
People in the area602,322HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Toledo, OH.

Low income (80% limit)

A household of 4 earning $74,300 is under the 80% limit of $76,300 for this area. At 30% of income it could pay about $1,858 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$20,050$33,400$40,080$53,450
2$22,900$38,200$45,840$61,050
3$27,320$42,950$51,540$68,700
4$33,000$47,700$57,240$76,300
5$38,680$51,550$61,860$82,450
6$44,360$55,350$66,420$88,550
7$50,040$59,150$70,980$94,650
8$55,720$63,000$75,600$100,750

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,145FY2001: $542FY2002: $561FY2003: $570FY2004: $574FY2005: $571FY2006: $585FY2007: $603FY2008: $656FY2009: $656FY2010: $664FY2011: $647FY2012: $665FY2013: $683FY2014: $677FY2015: $679FY2016: $695FY2017: $730FY2018: $726FY2019: $727FY2020: $767FY2021: $793FY2022: $806FY2023: $906FY2024: $986FY2025: $1,056FY2026: $1,076FY2027: $1,145

Counties in the area

CountyPeople2 BR FMR
Lucas County, OH428,018$1,145
Wood County, OH132,064$1,145
Fulton County, OH42,240$1,145

Small Area FMRs across 77 ZIP codes

Two-bedroom Small Area FMRs in the Toledo, OH area run from $1,000 to $1,720; the middle ZIP code is at $1,150, against the area-wide FMR of $1,145. This is not a mandatory Small Area FMR area; agencies may opt in.

$1,000$1,720median $1,150

Highest ZIP codes

43511 (Custar, OH)$1,720
43541 (Milton Center, OH)$1,720
43450 (Pemberville, OH)$1,640
43566 (Waterville, OH)$1,580
43551 (Perrysburg, OH)$1,490
43542 (Monclova, OH)$1,440
43466 (Wayne, OH)$1,340
43528 (Holland, OH)$1,330

Lowest ZIP codes

43620 (Toledo, OH)$1,000
43604 (Toledo, OH)$1,000
43567 (Wauseon, OH)$1,000
43521 (Fayette, OH)$1,000
43502 (Archbold, OH)$1,000
43463 (Stony Ridge, OH)$1,000
43431 (Gibsonburg, OH)$1,000
43406 (Bradner, OH)$1,000

Questions

What is the Fair Market Rent in the Toledo, OH area?

HUD's FY2027 Fair Market Rents for the Toledo, OH area are $822 (studio), $875 (1 BR), $1,145 (2 BR), $1,461 (3 BR) and $1,558 (4 BR) a month.

What is the area median income for Toledo, OH?

The FY2026 median family income is $95,400; the 80% low-income limit for four people is $76,300.

Which counties are in this HUD metro area?

Lucas County, OH, Wood County, OH and Fulton County, OH.