Income Limits by County

FY2027 Small Area FMR · Monclova, OH

ZIP 43542 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43542 (Monclova, OH) is $1,440 a month, up 25.2% from FY2026. That is 26% above the Toledo, OH area-wide FMR of $1,145.

2-bedroom SAFMR$1,440per month ▲ 25.2%
Area-wide 2 BR FMR$1,145Toledo, OH
Rank in the area6thof 77 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,296
2 BR Small Area FMR$1,440
110% of SAFMR$1,584

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 43542 sits in the Toledo, OH area

$1,000$1,720median $1,150

Of the 77 ZIP codes HUD lists for the area, 43542 has the 6th highest two-bedroom Small Area FMR. Toledo, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,145 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,440 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,030$927 – $1,133$822$830
1 bedroom$1,100$990 – $1,210$875$880
2 bedrooms$1,440$1,296 – $1,584$1,145$1,150
3 bedrooms$1,840$1,656 – $2,024$1,461$1,480
4 bedrooms$1,960$1,764 – $2,156$1,558$1,560

A household renting a two-bedroom home at the Small Area FMR of $1,440 needs about $57,600 a year to keep housing costs at 30% of income. The area median family income is $95,400 and the 80% low-income limit for four people is $76,300. ZIP code 43542 lies mainly in Lucas County. See the Toledo, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
43537Maumee4.1 mi$1,320
43528Holland4.4 mi$1,330
43571Whitehouse4.7 mi$1,080
43566Waterville5.2 mi$1,580
43558Swanton6.2 mi$1,110
43617Toledo7.0 mi$1,310

Questions

What is the Fair Market Rent for ZIP code 43542?

HUD's FY2027 Small Area Fair Market Rents for 43542 are $1,030 (studio), $1,100 (1 BR), $1,440 (2 BR), $1,840 (3 BR) and $1,960 (4 BR) a month.

What is the Section 8 payment standard in 43542?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43542 that range is $1,296 to $1,584 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43542?

The FY2026 income limits of the Toledo, OH area apply: median family income $95,400, low-income (80%) limit $76,300 for a family of four.