FY2027 Small Area FMR · Goshen, MA

ZIP 01032 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01032 (Goshen, MA) is $2,210 a month, up 0.5% from FY2026. That is 9% above the Amherst Town-Northampton, MA area-wide FMR of $2,034.

2-bedroom SAFMR$2,210per month ▲ 0.5%

Area-wide 2 BR FMR$2,034Amherst Town-Northampton, MA

Rank in the area11thof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,989

2 BR Small Area FMR$2,210

110% of SAFMR$2,431

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,540▲ 1.3%

1 BR$1,730■ 0.0%

2 BR$2,210▲ 0.5%

3 BR$2,890▲ 5.1%

4 BR$3,010▲ 1.3%

FY2027 FY2026

Where 01032 sits in the Amherst Town-Northampton, MA area

Of the 36 ZIP codes HUD lists for the area, 01032 has the 11th highest two-bedroom Small Area FMR. Amherst Town-Northampton, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,034 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,540	$1,386 – $1,694	$1,416	$1,520
1 bedroom	$1,730	$1,557 – $1,903	$1,593	$1,730
2 bedrooms	$2,210	$1,989 – $2,431	$2,034	$2,200
3 bedrooms	$2,890	$2,601 – $3,179	$2,663	$2,750
4 bedrooms	$3,010	$2,709 – $3,311	$2,768	$2,970

A household renting a two-bedroom home at the Small Area FMR of $2,210 needs about $88,400 a year to keep housing costs at 30% of income. The area median family income is $124,400 and the 80% low-income limit for four people is $105,200. ZIP code 01032 lies mainly in Hampshire County. See the Amherst Town-Northampton, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
01330	Ashfield	3.9 mi	$1,810
01096	Williamsburg	4.9 mi	$2,150
01026	Cummington	5.3 mi	$1,810
01084	West Chesterfield	5.7 mi	$1,810
01341	Conway	5.9 mi	$2,640
01012	Chesterfield	6.1 mi	$1,810

Questions

What is the Fair Market Rent for ZIP code 01032?

HUD's FY2027 Small Area Fair Market Rents for 01032 are $1,540 (studio), $1,730 (1 BR), $2,210 (2 BR), $2,890 (3 BR) and $3,010 (4 BR) a month.

What is the Section 8 payment standard in 01032?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01032 that range is $1,989 to $2,431 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01032?

The FY2026 income limits of the Amherst Town-Northampton, MA area apply: median family income $124,400, low-income (80%) limit $105,200 for a family of four.