Income Limits by County

FY2027 Small Area FMR · Ashfield, MA

ZIP 01330 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01330 (Ashfield, MA) is $1,810 a month, up 27.5% from FY2026. That is 11% below the Amherst Town-Northampton, MA area-wide FMR of $2,034.

2-bedroom SAFMR$1,810per month ▲ 27.5%
Area-wide 2 BR FMR$2,034Amherst Town-Northampton, MA
Rank in the area24thof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,629
2 BR Small Area FMR$1,810
110% of SAFMR$1,991

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 01330 sits in the Amherst Town-Northampton, MA area

$1,810$3,050median $1,950

Of the 36 ZIP codes HUD lists for the area, 01330 has the 24th highest two-bedroom Small Area FMR. Amherst Town-Northampton, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,034 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,810 for this ZIP code instead.

ZIP code 01330 crosses more than one HUD area. HUD also lists it under Franklin County, MA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,250$1,125 – $1,375$1,416$980
1 bedroom$1,430$1,287 – $1,573$1,593$1,090
2 bedrooms$1,810$1,629 – $1,991$2,034$1,420
3 bedrooms$2,260$2,034 – $2,486$2,663$1,700
4 bedrooms$2,440$2,196 – $2,684$2,768$1,890

A household renting a two-bedroom home at the Small Area FMR of $1,810 needs about $72,400 a year to keep housing costs at 30% of income. The area median family income is $124,400 and the 80% low-income limit for four people is $105,200. ZIP code 01330 lies mainly in Franklin County. See the Amherst Town-Northampton, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
01032Goshen3.9 mi$2,210
01338Buckland4.0 mi$1,680
01070Plainfield5.0 mi$1,810
01341Conway5.9 mi$2,640
01026Cummington6.0 mi$1,810
01339Charlemont7.1 mi$1,680

Questions

What is the Fair Market Rent for ZIP code 01330?

HUD's FY2027 Small Area Fair Market Rents for 01330 are $1,250 (studio), $1,430 (1 BR), $1,810 (2 BR), $2,260 (3 BR) and $2,440 (4 BR) a month.

What is the Section 8 payment standard in 01330?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01330 that range is $1,629 to $1,991 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01330?

The FY2026 income limits of the Amherst Town-Northampton, MA area apply: median family income $124,400, low-income (80%) limit $105,200 for a family of four.