Income Limits by County

FY2027 Small Area FMR · Hardwick, MA

ZIP 01037 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01037 (Hardwick, MA) is $1,710 a month, up 4.9% from FY2026. That is 3% above the Western Worcester County, MA area-wide FMR of $1,659.

2-bedroom SAFMR$1,710per month ▲ 4.9%
Area-wide 2 BR FMR$1,659Western Worcester County, MA
Rank in the area15thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,539
2 BR Small Area FMR$1,710
110% of SAFMR$1,881

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 01037 sits in the Western Worcester County, MA area

$1,440$2,650median $1,860

Of the 19 ZIP codes HUD lists for the area, 01037 has the 15th highest two-bedroom Small Area FMR. Western Worcester County, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,659 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,710 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,280$1,152 – $1,408$1,280$1,150
1 bedroom$1,330$1,197 – $1,463$1,288$1,280
2 bedrooms$1,710$1,539 – $1,881$1,659$1,630
3 bedrooms$2,320$2,088 – $2,552$2,297$2,190
4 bedrooms$2,670$2,403 – $2,937$2,773$2,540

A household renting a two-bedroom home at the Small Area FMR of $1,710 needs about $68,400 a year to keep housing costs at 30% of income. The area median family income is $102,000 and the 80% low-income limit for four people is $105,350. ZIP code 01037 lies mainly in Worcester County. See the Western Worcester County, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
01031Gilbertville3.2 mi$1,810
01094Wheelwright3.3 mi$1,910
01531New Braintree4.7 mi$2,010
01005Barre5.3 mi$1,860
01074South Barre5.4 mi$1,860
01082Ware6.7 mi$1,860

Questions

What is the Fair Market Rent for ZIP code 01037?

HUD's FY2027 Small Area Fair Market Rents for 01037 are $1,280 (studio), $1,330 (1 BR), $1,710 (2 BR), $2,320 (3 BR) and $2,670 (4 BR) a month.

What is the Section 8 payment standard in 01037?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01037 that range is $1,539 to $1,881 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01037?

The FY2026 income limits of the Western Worcester County, MA area apply: median family income $102,000, low-income (80%) limit $105,350 for a family of four.