FY2027 Small Area FMR · Adams, MA

ZIP 01220 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01220 (Adams, MA) is $1,510 a month, up 6.3% from FY2026. That is 11% below the Pittsfield, MA area-wide FMR of $1,704.

2-bedroom SAFMR$1,510per month ▲ 6.3%

Area-wide 2 BR FMR$1,704Pittsfield, MA

Rank in the area19thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,359

2 BR Small Area FMR$1,510

110% of SAFMR$1,661

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,170▲ 9.3%

1 BR$1,170▲ 4.5%

2 BR$1,510▲ 6.3%

3 BR$1,980▲ 8.8%

4 BR$2,520▲ 13.5%

FY2027 FY2026

Where 01220 sits in the Pittsfield, MA area

Of the 20 ZIP codes HUD lists for the area, 01220 has the 19th highest two-bedroom Small Area FMR. Pittsfield, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,704 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,510 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,170	$1,053 – $1,287	$1,315	$1,070
1 bedroom	$1,170	$1,053 – $1,287	$1,324	$1,120
2 bedrooms	$1,510	$1,359 – $1,661	$1,704	$1,420
3 bedrooms	$1,980	$1,782 – $2,178	$2,231	$1,820
4 bedrooms	$2,520	$2,268 – $2,772	$2,848	$2,220

A household renting a two-bedroom home at the Small Area FMR of $1,510 needs about $60,400 a year to keep housing costs at 30% of income. The area median family income is $109,400 and the 80% low-income limit for four people is $105,350. ZIP code 01220 lies mainly in Berkshire County. See the Pittsfield, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
01225	Cheshire	4.6 mi	$1,600
01256	Savoy	5.2 mi	$1,600
01247	North Adams	5.4 mi	$1,680
01343	Drury	7.4 mi	$1,680
01267	Williamstown	7.4 mi	$2,190
01224	Berkshire	8.6 mi	$1,730

Questions

What is the Fair Market Rent for ZIP code 01220?

HUD's FY2027 Small Area Fair Market Rents for 01220 are $1,170 (studio), $1,170 (1 BR), $1,510 (2 BR), $1,980 (3 BR) and $2,520 (4 BR) a month.

What is the Section 8 payment standard in 01220?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01220 that range is $1,359 to $1,661 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01220?

The FY2026 income limits of the Pittsfield, MA area apply: median family income $109,400, low-income (80%) limit $105,350 for a family of four.