Income Limits by County

FY2027 Small Area FMR · Savoy, MA

ZIP 01256 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01256 (Savoy, MA) is $1,600 a month, up 2.6% from FY2026. That is 9% below the Berkshire County, MA (part) area-wide FMR of $1,763.

2-bedroom SAFMR$1,600per month ▲ 2.6%
Area-wide 2 BR FMR$1,763Berkshire County, MA (part)
Rank in the area29thof 30 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,440
2 BR Small Area FMR$1,600
110% of SAFMR$1,760

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 01256 sits in the Berkshire County, MA (part) area

$1,570$2,350median $1,755

Of the 30 ZIP codes HUD lists for the area, 01256 has the 29th highest two-bedroom Small Area FMR. Berkshire County, MA (part) is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,763 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,600 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,180$1,062 – $1,298$1,329$1,120
1 bedroom$1,240$1,116 – $1,364$1,348$1,200
2 bedrooms$1,600$1,440 – $1,760$1,763$1,560
3 bedrooms$2,050$1,845 – $2,255$2,409$1,950
4 bedrooms$2,590$2,331 – $2,849$2,947$2,530

A household renting a two-bedroom home at the Small Area FMR of $1,600 needs about $64,000 a year to keep housing costs at 30% of income. The area median family income is $112,900 and the 80% low-income limit for four people is $105,200. ZIP code 01256 lies mainly in Berkshire County. See the Berkshire County, MA (part) county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
01343Drury4.9 mi$1,680
01220Adams5.2 mi$1,510
01270Windsor5.5 mi$1,810
01339Charlemont6.8 mi$1,680
01225Cheshire7.0 mi$1,600
01070Plainfield7.4 mi$1,810

Questions

What is the Fair Market Rent for ZIP code 01256?

HUD's FY2027 Small Area Fair Market Rents for 01256 are $1,180 (studio), $1,240 (1 BR), $1,600 (2 BR), $2,050 (3 BR) and $2,590 (4 BR) a month.

What is the Section 8 payment standard in 01256?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01256 that range is $1,440 to $1,760 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01256?

The FY2026 income limits of the Berkshire County, MA (part) area apply: median family income $112,900, low-income (80%) limit $105,200 for a family of four.