FY2027 Small Area FMR · Warwick, MA

ZIP 01378 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01378 (Warwick, MA) is $1,950 a month, up 18.2% from FY2026. That is 4% above the Franklin County, MA area-wide FMR of $1,882.

2-bedroom SAFMR$1,950per month ▲ 18.2%

Area-wide 2 BR FMR$1,882Franklin County, MA

Rank in the area15thof 37 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,755

2 BR Small Area FMR$1,950

110% of SAFMR$2,145

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,360▲ 19.3%

1 BR$1,490▲ 18.3%

2 BR$1,950▲ 18.2%

3 BR$2,320▲ 12.6%

4 BR$2,560▲ 13.8%

FY2027 FY2026

Where 01378 sits in the Franklin County, MA area

Of the 37 ZIP codes HUD lists for the area, 01378 has the 15th highest two-bedroom Small Area FMR. Franklin County, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,882 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,360	$1,224 – $1,496	$1,311	$1,140
1 bedroom	$1,490	$1,341 – $1,639	$1,439	$1,260
2 bedrooms	$1,950	$1,755 – $2,145	$1,882	$1,650
3 bedrooms	$2,320	$2,088 – $2,552	$2,242	$2,060
4 bedrooms	$2,560	$2,304 – $2,816	$2,473	$2,250

A household renting a two-bedroom home at the Small Area FMR of $1,950 needs about $78,000 a year to keep housing costs at 30% of income. The area median family income is $109,900 and the 80% low-income limit for four people is $105,200. ZIP code 01378 lies mainly in Franklin County. See the Franklin County, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
01360	Northfield	5.1 mi	$1,980
01344	Erving	5.6 mi	$1,680
01364	Orange	5.6 mi	$1,680
03470	Winchester	6.8 mi	$1,740
01380	Wendell Depot	8.5 mi	$2,020
01379	Wendell	8.5 mi	$2,270

Questions

What is the Fair Market Rent for ZIP code 01378?

HUD's FY2027 Small Area Fair Market Rents for 01378 are $1,360 (studio), $1,490 (1 BR), $1,950 (2 BR), $2,320 (3 BR) and $2,560 (4 BR) a month.

What is the Section 8 payment standard in 01378?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01378 that range is $1,755 to $2,145 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01378?

The FY2026 income limits of the Franklin County, MA area apply: median family income $109,900, low-income (80%) limit $105,200 for a family of four.