Income Limits by County

FY2027 Small Area FMR · Northfield, MA

ZIP 01360 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01360 (Northfield, MA) is $1,980 a month, up 2.6% from FY2026. That is 5% above the Franklin County, MA area-wide FMR of $1,882.

2-bedroom SAFMR$1,980per month ▲ 2.6%
Area-wide 2 BR FMR$1,882Franklin County, MA
Rank in the area14thof 37 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,782
2 BR Small Area FMR$1,980
110% of SAFMR$2,178

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 01360 sits in the Franklin County, MA area

$1,680$2,640median $1,880

Of the 37 ZIP codes HUD lists for the area, 01360 has the 14th highest two-bedroom Small Area FMR. Franklin County, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,882 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,980 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,380$1,242 – $1,518$1,311$1,330
1 bedroom$1,510$1,359 – $1,661$1,439$1,470
2 bedrooms$1,980$1,782 – $2,178$1,882$1,930
3 bedrooms$2,360$2,124 – $2,596$2,242$2,310
4 bedrooms$2,600$2,340 – $2,860$2,473$2,560

A household renting a two-bedroom home at the Small Area FMR of $1,980 needs about $79,200 a year to keep housing costs at 30% of income. The area median family income is $109,900 and the 80% low-income limit for four people is $105,200. ZIP code 01360 lies mainly in Franklin County. See the Franklin County, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
01354Gill4.6 mi$1,940
01344Erving4.6 mi$1,680
01378Warwick5.1 mi$1,950
01337Bernardston6.6 mi$1,990
05354Vernon6.9 mi$1,530
03441Ashuelot7.2 mi$1,740

Questions

What is the Fair Market Rent for ZIP code 01360?

HUD's FY2027 Small Area Fair Market Rents for 01360 are $1,380 (studio), $1,510 (1 BR), $1,980 (2 BR), $2,360 (3 BR) and $2,600 (4 BR) a month.

What is the Section 8 payment standard in 01360?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01360 that range is $1,782 to $2,178 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01360?

The FY2026 income limits of the Franklin County, MA area apply: median family income $109,900, low-income (80%) limit $105,200 for a family of four.