Income Limits by County

FY2027 Small Area FMR · Lunenburg, MA

ZIP 01462 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01462 (Lunenburg, MA) is $2,840 a month, up 8.4% from FY2026. That is 6% below the Boston-Cambridge-Quincy, MA-NH area-wide FMR of $3,008.

2-bedroom SAFMR$2,840per month ▲ 8.4%
Area-wide 2 BR FMR$3,008Boston-Cambridge-Quincy, MA-
Rank in the area126thof 259 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,556
2 BR Small Area FMR$2,840
110% of SAFMR$3,124

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 01462 sits in the Boston-Cambridge-Quincy, MA-NH area

$2,650$4,510median $2,820

Of the 259 ZIP codes HUD lists for the area, 01462 has the 126th highest two-bedroom Small Area FMR. Boston-Cambridge-Quincy, MA-NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,008 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,840 for this ZIP code instead.

ZIP code 01462 crosses more than one HUD area. HUD also lists it under Fitchburg-Leominster, MA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,130$1,917 – $2,343$2,440$2,040
1 bedroom$2,350$2,115 – $2,585$2,518$2,160
2 bedrooms$2,840$2,556 – $3,124$3,008$2,620
3 bedrooms$3,620$3,258 – $3,982$3,584$3,370
4 bedrooms$4,230$3,807 – $4,653$3,953$3,950

A household renting a two-bedroom home at the Small Area FMR of $2,840 needs about $113,600 a year to keep housing costs at 30% of income. The area median family income is $164,600 and the 80% low-income limit for four people is $137,100. ZIP code 01462 lies mainly in Worcester County. See the Boston-Cambridge-Quincy, MA-NH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
01464Shirley4.1 mi$2,650
01453Leominster4.8 mi$2,020
01420Fitchburg4.9 mi$1,790
01469Townsend5.8 mi$2,650
01474West Townsend6.2 mi$3,400
01434Devens6.2 mi$2,650

Questions

What is the Fair Market Rent for ZIP code 01462?

HUD's FY2027 Small Area Fair Market Rents for 01462 are $2,130 (studio), $2,350 (1 BR), $2,840 (2 BR), $3,620 (3 BR) and $4,230 (4 BR) a month.

What is the Section 8 payment standard in 01462?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01462 that range is $2,556 to $3,124 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01462?

The FY2026 income limits of the Boston-Cambridge-Quincy, MA-NH area apply: median family income $164,600, low-income (80%) limit $137,100 for a family of four.