FY2027 Small Area FMR · Sterling, MA
ZIP 01564 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01564 (Sterling, MA) is $2,110 a month, up 1.0% from FY2026. That is 3% above the Worcester, MA area-wide FMR of $2,043.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 01564 sits in the Worcester, MA area
Of the 72 ZIP codes HUD lists for the area, 01564 has the 22nd highest two-bedroom Small Area FMR. Worcester, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,043 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,110 for this ZIP code instead.
ZIP code 01564 crosses more than one HUD area. HUD also lists it under Fitchburg-Leominster, MA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,630 | $1,467 – $1,793 | $1,577 | $1,610 |
| 1 bedroom | $1,640 | $1,476 – $1,804 | $1,587 | $1,630 |
| 2 bedrooms | $2,110 | $1,899 – $2,321 | $2,043 | $2,090 |
| 3 bedrooms | $2,640 | $2,376 – $2,904 | $2,560 | $2,590 |
| 4 bedrooms | $3,010 | $2,709 – $3,311 | $2,915 | $2,870 |
A household renting a two-bedroom home at the Small Area FMR of $2,110 needs about $84,400 a year to keep housing costs at 30% of income. The area median family income is $130,400 and the 80% low-income limit for four people is $105,350. ZIP code 01564 lies mainly in Worcester County. See the Worcester, MA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 01564?
HUD's FY2027 Small Area Fair Market Rents for 01564 are $1,630 (studio), $1,640 (1 BR), $2,110 (2 BR), $2,640 (3 BR) and $3,010 (4 BR) a month.
What is the Section 8 payment standard in 01564?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01564 that range is $1,899 to $2,321 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 01564?
The FY2026 income limits of the Worcester, MA area apply: median family income $130,400, low-income (80%) limit $105,350 for a family of four.