Income Limits by County

FY2027 Small Area FMR · Haverhill, MA

ZIP 01830 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01830 (Haverhill, MA) is $2,320 a month, up 5.0% from FY2026. That is 2% below the Lawrence, MA-NH area-wide FMR of $2,367.

2-bedroom SAFMR$2,320per month ▲ 5.0%
Area-wide 2 BR FMR$2,367Lawrence, MA-NH
Rank in the area25thof 44 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,088
2 BR Small Area FMR$2,320
110% of SAFMR$2,552

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 01830 sits in the Lawrence, MA-NH area

$2,050$3,550median $2,400

Of the 44 ZIP codes HUD lists for the area, 01830 has the 25th highest two-bedroom Small Area FMR. Lawrence, MA-NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,367 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,320 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,640$1,476 – $1,804$1,677$1,520
1 bedroom$1,770$1,593 – $1,947$1,809$1,680
2 bedrooms$2,320$2,088 – $2,552$2,367$2,210
3 bedrooms$2,760$2,484 – $3,036$2,820$2,650
4 bedrooms$3,050$2,745 – $3,355$3,111$2,930

A household renting a two-bedroom home at the Small Area FMR of $2,320 needs about $92,800 a year to keep housing costs at 30% of income. The area median family income is $137,300 and the 80% low-income limit for four people is $106,800. ZIP code 01830 lies mainly in Essex County. See the Lawrence, MA-NH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
01834Groveland3.5 mi$2,080
01860Merrimac3.6 mi$2,310
01835Haverhill3.7 mi$2,410
03865Plaistow4.0 mi$2,220
01832Haverhill4.0 mi$2,300
01985West Newbury4.5 mi$2,770

Questions

What is the Fair Market Rent for ZIP code 01830?

HUD's FY2027 Small Area Fair Market Rents for 01830 are $1,640 (studio), $1,770 (1 BR), $2,320 (2 BR), $2,760 (3 BR) and $3,050 (4 BR) a month.

What is the Section 8 payment standard in 01830?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01830 that range is $2,088 to $2,552 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01830?

The FY2026 income limits of the Lawrence, MA-NH area apply: median family income $137,300, low-income (80%) limit $106,800 for a family of four.