FY2027 Small Area FMR · Haverhill, MA

ZIP 01835 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01835 (Haverhill, MA) is $2,410 a month, up 7.6% from FY2026. That is 2% above the Lawrence, MA-NH area-wide FMR of $2,367.

2-bedroom SAFMR$2,410per month ▲ 7.6%

Area-wide 2 BR FMR$2,367Lawrence, MA-NH

Rank in the area22ndof 44 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,169

2 BR Small Area FMR$2,410

110% of SAFMR$2,651

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,710▲ 11.0%

1 BR$1,840▲ 7.6%

2 BR$2,410▲ 7.6%

3 BR$2,870▲ 6.7%

4 BR$3,170▲ 6.7%

FY2027 FY2026

Where 01835 sits in the Lawrence, MA-NH area

Of the 44 ZIP codes HUD lists for the area, 01835 has the 22nd highest two-bedroom Small Area FMR. Lawrence, MA-NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,367 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,410 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,710	$1,539 – $1,881	$1,677	$1,540
1 bedroom	$1,840	$1,656 – $2,024	$1,809	$1,710
2 bedrooms	$2,410	$2,169 – $2,651	$2,367	$2,240
3 bedrooms	$2,870	$2,583 – $3,157	$2,820	$2,690
4 bedrooms	$3,170	$2,853 – $3,487	$3,111	$2,970

A household renting a two-bedroom home at the Small Area FMR of $2,410 needs about $96,400 a year to keep housing costs at 30% of income. The area median family income is $137,300 and the 80% low-income limit for four people is $106,800. ZIP code 01835 lies mainly in Essex County. See the Lawrence, MA-NH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
01832	Haverhill	3.4 mi	$2,300
01830	Haverhill	3.7 mi	$2,320
01834	Groveland	4.0 mi	$2,080
01844	Methuen	4.3 mi	$2,450
01841	Lawrence	4.5 mi	$2,170
01840	Lawrence	4.5 mi	$2,120

Questions

What is the Fair Market Rent for ZIP code 01835?

HUD's FY2027 Small Area Fair Market Rents for 01835 are $1,710 (studio), $1,840 (1 BR), $2,410 (2 BR), $2,870 (3 BR) and $3,170 (4 BR) a month.

What is the Section 8 payment standard in 01835?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01835 that range is $2,169 to $2,651 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01835?

The FY2026 income limits of the Lawrence, MA-NH area apply: median family income $137,300, low-income (80%) limit $106,800 for a family of four.