FY2027 Small Area FMR · Boston, MA

ZIP 02108 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 02108 (Boston, MA) is $3,670 a month, unchanged from FY2026. That is 22% above the Boston-Cambridge-Quincy, MA-NH area-wide FMR of $3,008.

2-bedroom SAFMR$3,670per month ■ 0.0%

Area-wide 2 BR FMR$3,008Boston-Cambridge-Quincy, MA-

Rank in the area30thof 259 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,303

2 BR Small Area FMR$3,670

110% of SAFMR$4,037

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,980▲ 1.4%

1 BR$3,070▼ 0.6%

2 BR$3,670■ 0.0%

3 BR$4,370▼ 0.7%

4 BR$4,820▼ 0.8%

FY2027 FY2026

Where 02108 sits in the Boston-Cambridge-Quincy, MA-NH area

Of the 259 ZIP codes HUD lists for the area, 02108 has the 30th highest two-bedroom Small Area FMR. Boston-Cambridge-Quincy, MA-NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,008 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,670 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,980	$2,682 – $3,278	$2,440	$2,940
1 bedroom	$3,070	$2,763 – $3,377	$2,518	$3,090
2 bedrooms	$3,670	$3,303 – $4,037	$3,008	$3,670
3 bedrooms	$4,370	$3,933 – $4,807	$3,584	$4,400
4 bedrooms	$4,820	$4,338 – $5,302	$3,953	$4,860

A household renting a two-bedroom home at the Small Area FMR of $3,670 needs about $146,800 a year to keep housing costs at 30% of income. The area median family income is $164,600 and the 80% low-income limit for four people is $137,100. ZIP code 02108 lies mainly in Suffolk County. See the Boston-Cambridge-Quincy, MA-NH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
02133	Boston	0.3 mi	$3,880
02203	Boston	0.4 mi	$3,110
02114	Boston	0.4 mi	$4,380
02111	Boston	0.6 mi	$3,620
02113	Boston	0.7 mi	$3,820
02205	Boston	0.8 mi	$3,110

Questions

What is the Fair Market Rent for ZIP code 02108?

HUD's FY2027 Small Area Fair Market Rents for 02108 are $2,980 (studio), $3,070 (1 BR), $3,670 (2 BR), $4,370 (3 BR) and $4,820 (4 BR) a month.

What is the Section 8 payment standard in 02108?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 02108 that range is $3,303 to $4,037 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 02108?

The FY2026 income limits of the Boston-Cambridge-Quincy, MA-NH area apply: median family income $164,600, low-income (80%) limit $137,100 for a family of four.