FY2027 Small Area FMR · Roxbury Crossing, MA

ZIP 02120 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 02120 (Roxbury Crossing, MA) is $2,870 a month, up 0.3% from FY2026. That is 5% below the Boston-Cambridge-Quincy, MA-NH area-wide FMR of $3,008.

2-bedroom SAFMR$2,870per month ▲ 0.3%

Area-wide 2 BR FMR$3,008Boston-Cambridge-Quincy, MA-

Rank in the area124thof 259 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,583

2 BR Small Area FMR$2,870

110% of SAFMR$3,157

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,330▲ 1.7%

1 BR$2,400▼ 0.4%

2 BR$2,870▲ 0.3%

3 BR$3,420▼ 0.3%

4 BR$3,770▼ 0.5%

FY2027 FY2026

Where 02120 sits in the Boston-Cambridge-Quincy, MA-NH area

Of the 259 ZIP codes HUD lists for the area, 02120 has the 124th highest two-bedroom Small Area FMR. Boston-Cambridge-Quincy, MA-NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,008 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,870 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,330	$2,097 – $2,563	$2,440	$2,290
1 bedroom	$2,400	$2,160 – $2,640	$2,518	$2,410
2 bedrooms	$2,870	$2,583 – $3,157	$3,008	$2,860
3 bedrooms	$3,420	$3,078 – $3,762	$3,584	$3,430
4 bedrooms	$3,770	$3,393 – $4,147	$3,953	$3,790

A household renting a two-bedroom home at the Small Area FMR of $2,870 needs about $114,800 a year to keep housing costs at 30% of income. The area median family income is $164,600 and the 80% low-income limit for four people is $137,100. ZIP code 02120 lies mainly in Suffolk County. See the Boston-Cambridge-Quincy, MA-NH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
02115	Boston	0.6 mi	$3,600
02119	Roxbury	0.8 mi	$2,650
02215	Boston	1.1 mi	$4,050
02199	Boston	1.3 mi	$4,510
02118	Boston	1.4 mi	$3,040
02446	Brookline	1.5 mi	$4,420

Questions

What is the Fair Market Rent for ZIP code 02120?

HUD's FY2027 Small Area Fair Market Rents for 02120 are $2,330 (studio), $2,400 (1 BR), $2,870 (2 BR), $3,420 (3 BR) and $3,770 (4 BR) a month.

What is the Section 8 payment standard in 02120?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 02120 that range is $2,583 to $3,157 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 02120?

The FY2026 income limits of the Boston-Cambridge-Quincy, MA-NH area apply: median family income $164,600, low-income (80%) limit $137,100 for a family of four.