FY2027 Small Area FMR · Somerville, MA

ZIP 02143 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 02143 (Somerville, MA) is $3,630 a month, up 4.6% from FY2026. That is 21% above the Boston-Cambridge-Quincy, MA-NH area-wide FMR of $3,008.

2-bedroom SAFMR$3,630per month ▲ 4.6%

Area-wide 2 BR FMR$3,008Boston-Cambridge-Quincy, MA-

Rank in the area33rdof 259 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,267

2 BR Small Area FMR$3,630

110% of SAFMR$3,993

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,940▲ 5.8%

1 BR$3,040▲ 4.1%

2 BR$3,630▲ 4.6%

3 BR$4,330▲ 4.1%

4 BR$4,770▲ 3.9%

FY2027 FY2026

Where 02143 sits in the Boston-Cambridge-Quincy, MA-NH area

Of the 259 ZIP codes HUD lists for the area, 02143 has the 33rd highest two-bedroom Small Area FMR. Boston-Cambridge-Quincy, MA-NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,008 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,630 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,940	$2,646 – $3,234	$2,440	$2,780
1 bedroom	$3,040	$2,736 – $3,344	$2,518	$2,920
2 bedrooms	$3,630	$3,267 – $3,993	$3,008	$3,470
3 bedrooms	$4,330	$3,897 – $4,763	$3,584	$4,160
4 bedrooms	$4,770	$4,293 – $5,247	$3,953	$4,590

A household renting a two-bedroom home at the Small Area FMR of $3,630 needs about $145,200 a year to keep housing costs at 30% of income. The area median family income is $164,600 and the 80% low-income limit for four people is $137,100. ZIP code 02143 lies mainly in Middlesex County. See the Boston-Cambridge-Quincy, MA-NH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
02145	Somerville	0.8 mi	$3,470
02141	Cambridge	1.1 mi	$3,970
02139	Cambridge	1.3 mi	$4,090
02142	Cambridge	1.5 mi	$4,090
02163	Boston	1.7 mi	$3,870
02129	Charlestown	1.8 mi	$3,620

Questions

What is the Fair Market Rent for ZIP code 02143?

HUD's FY2027 Small Area Fair Market Rents for 02143 are $2,940 (studio), $3,040 (1 BR), $3,630 (2 BR), $4,330 (3 BR) and $4,770 (4 BR) a month.

What is the Section 8 payment standard in 02143?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 02143 that range is $3,267 to $3,993 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 02143?

The FY2026 income limits of the Boston-Cambridge-Quincy, MA-NH area apply: median family income $164,600, low-income (80%) limit $137,100 for a family of four.