FY2027 Small Area FMR · Stoneham, MA

ZIP 02180 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 02180 (Stoneham, MA) is $2,750 a month, up 3.0% from FY2026. That is 9% below the Boston-Cambridge-Quincy, MA-NH area-wide FMR of $3,008.

2-bedroom SAFMR$2,750per month ▲ 3.0%

Area-wide 2 BR FMR$3,008Boston-Cambridge-Quincy, MA-

Rank in the area141stof 259 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,475

2 BR Small Area FMR$2,750

110% of SAFMR$3,025

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,230▲ 4.2%

1 BR$2,300▲ 2.2%

2 BR$2,750▲ 3.0%

3 BR$3,280▲ 2.5%

4 BR$3,610▲ 2.0%

FY2027 FY2026

Where 02180 sits in the Boston-Cambridge-Quincy, MA-NH area

Of the 259 ZIP codes HUD lists for the area, 02180 has the 141st highest two-bedroom Small Area FMR. Boston-Cambridge-Quincy, MA-NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,008 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,750 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,230	$2,007 – $2,453	$2,440	$2,140
1 bedroom	$2,300	$2,070 – $2,530	$2,518	$2,250
2 bedrooms	$2,750	$2,475 – $3,025	$3,008	$2,670
3 bedrooms	$3,280	$2,952 – $3,608	$3,584	$3,200
4 bedrooms	$3,610	$3,249 – $3,971	$3,953	$3,540

A household renting a two-bedroom home at the Small Area FMR of $2,750 needs about $110,000 a year to keep housing costs at 30% of income. The area median family income is $164,600 and the 80% low-income limit for four people is $137,100. ZIP code 02180 lies mainly in Middlesex County. See the Boston-Cambridge-Quincy, MA-NH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
02176	Melrose	2.3 mi	$2,820
01880	Wakefield	2.4 mi	$2,650
01890	Winchester	2.8 mi	$3,170
01801	Woburn	3.1 mi	$3,280
02155	Medford	3.5 mi	$3,330
02148	Malden	3.7 mi	$3,170

Questions

What is the Fair Market Rent for ZIP code 02180?

HUD's FY2027 Small Area Fair Market Rents for 02180 are $2,230 (studio), $2,300 (1 BR), $2,750 (2 BR), $3,280 (3 BR) and $3,610 (4 BR) a month.

What is the Section 8 payment standard in 02180?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 02180 that range is $2,475 to $3,025 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 02180?

The FY2026 income limits of the Boston-Cambridge-Quincy, MA-NH area apply: median family income $164,600, low-income (80%) limit $137,100 for a family of four.