Income Limits by County

FY2027 Small Area FMR · West Newton, MA

ZIP 02465 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 02465 (West Newton, MA) is $3,120 a month, down 1.6% from FY2026. That is 4% above the Boston-Cambridge-Quincy, MA-NH area-wide FMR of $3,008.

2-bedroom SAFMR$3,120per month ▼ 1.6%
Area-wide 2 BR FMR$3,008Boston-Cambridge-Quincy, MA-
Rank in the area77thof 259 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,808
2 BR Small Area FMR$3,120
110% of SAFMR$3,432

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 02465 sits in the Boston-Cambridge-Quincy, MA-NH area

$2,650$4,510median $2,820

Of the 259 ZIP codes HUD lists for the area, 02465 has the 77th highest two-bedroom Small Area FMR. Boston-Cambridge-Quincy, MA-NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,008 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,530$2,277 – $2,783$2,440$2,540
1 bedroom$2,610$2,349 – $2,871$2,518$2,670
2 bedrooms$3,120$2,808 – $3,432$3,008$3,170
3 bedrooms$3,720$3,348 – $4,092$3,584$3,800
4 bedrooms$4,100$3,690 – $4,510$3,953$4,200

A household renting a two-bedroom home at the Small Area FMR of $3,120 needs about $124,800 a year to keep housing costs at 30% of income. The area median family income is $164,600 and the 80% low-income limit for four people is $137,100. ZIP code 02465 lies mainly in Middlesex County. See the Boston-Cambridge-Quincy, MA-NH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
02460Newtonville0.9 mi$3,530
02466Auburndale1.2 mi$3,150
02468Waban1.4 mi$3,830
02453Waltham1.6 mi$3,160
02458Newton2.0 mi$3,150
02462Newton Lower Falls2.1 mi$3,640

Questions

What is the Fair Market Rent for ZIP code 02465?

HUD's FY2027 Small Area Fair Market Rents for 02465 are $2,530 (studio), $2,610 (1 BR), $3,120 (2 BR), $3,720 (3 BR) and $4,100 (4 BR) a month.

What is the Section 8 payment standard in 02465?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 02465 that range is $2,808 to $3,432 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 02465?

The FY2026 income limits of the Boston-Cambridge-Quincy, MA-NH area apply: median family income $164,600, low-income (80%) limit $137,100 for a family of four.