FY2027 Small Area FMR · Pawtucket, RI

ZIP 02860 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 02860 (Pawtucket, RI) is $1,720 a month, up 6.8% from FY2026. That is 8% below the Providence-Fall River, RI-MA area-wide FMR of $1,879.

2-bedroom SAFMR$1,720per month ▲ 6.8%

Area-wide 2 BR FMR$1,879Providence-Fall River, RI-MA

Rank in the area89thof 102 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,548

2 BR Small Area FMR$1,720

110% of SAFMR$1,892

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,300▲ 5.7%

1 BR$1,380▲ 5.3%

2 BR$1,720▲ 6.8%

3 BR$2,110▲ 8.8%

4 BR$2,390▲ 3.5%

FY2027 FY2026

Where 02860 sits in the Providence-Fall River, RI-MA area

Of the 102 ZIP codes HUD lists for the area, 02860 has the 89th highest two-bedroom Small Area FMR. Providence-Fall River, RI-MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,879 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,720 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,300	$1,170 – $1,430	$1,423	$1,230
1 bedroom	$1,380	$1,242 – $1,518	$1,509	$1,310
2 bedrooms	$1,720	$1,548 – $1,892	$1,879	$1,610
3 bedrooms	$2,110	$1,899 – $2,321	$2,302	$1,940
4 bedrooms	$2,390	$2,151 – $2,629	$2,615	$2,310

A household renting a two-bedroom home at the Small Area FMR of $1,720 needs about $68,800 a year to keep housing costs at 30% of income. The area median family income is $112,100 and the 80% low-income limit for four people is $89,700. ZIP code 02860 lies mainly in Providence County. See the Providence-Fall River, RI-MA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
02863	Central Falls	1.4 mi	$1,650
02861	Pawtucket	1.9 mi	$1,770
02906	Providence	2.1 mi	$2,500
02904	Providence	2.6 mi	$1,910
02916	Rumford	2.7 mi	$1,820
02912	Providence	3.2 mi	$2,510

Questions

What is the Fair Market Rent for ZIP code 02860?

HUD's FY2027 Small Area Fair Market Rents for 02860 are $1,300 (studio), $1,380 (1 BR), $1,720 (2 BR), $2,110 (3 BR) and $2,390 (4 BR) a month.

What is the Section 8 payment standard in 02860?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 02860 that range is $1,548 to $1,892 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 02860?

The FY2026 income limits of the Providence-Fall River, RI-MA area apply: median family income $112,100, low-income (80%) limit $89,700 for a family of four.