FY2027 Small Area FMR · Pawtucket, RI

ZIP 02861 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 02861 (Pawtucket, RI) is $1,770 a month, up 6.0% from FY2026. That is 6% below the Providence-Fall River, RI-MA area-wide FMR of $1,879.

2-bedroom SAFMR$1,770per month ▲ 6.0%

Area-wide 2 BR FMR$1,879Providence-Fall River, RI-MA

Rank in the area81stof 102 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,593

2 BR Small Area FMR$1,770

110% of SAFMR$1,947

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,340▲ 5.5%

1 BR$1,420▲ 5.2%

2 BR$1,770▲ 6.0%

3 BR$2,170▲ 7.4%

4 BR$2,460▲ 2.5%

FY2027 FY2026

Where 02861 sits in the Providence-Fall River, RI-MA area

Of the 102 ZIP codes HUD lists for the area, 02861 has the 81st highest two-bedroom Small Area FMR. Providence-Fall River, RI-MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,879 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,770 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,340	$1,206 – $1,474	$1,423	$1,270
1 bedroom	$1,420	$1,278 – $1,562	$1,509	$1,350
2 bedrooms	$1,770	$1,593 – $1,947	$1,879	$1,670
3 bedrooms	$2,170	$1,953 – $2,387	$2,302	$2,020
4 bedrooms	$2,460	$2,214 – $2,706	$2,615	$2,400

A household renting a two-bedroom home at the Small Area FMR of $1,770 needs about $70,800 a year to keep housing costs at 30% of income. The area median family income is $112,100 and the 80% low-income limit for four people is $89,700. ZIP code 02861 lies mainly in Providence County and Bristol County. See the Providence-Fall River, RI-MA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
02860	Pawtucket	1.9 mi	$1,720
02863	Central Falls	2.2 mi	$1,650
02916	Rumford	2.5 mi	$1,820
02771	Seekonk	3.2 mi	$2,570
02906	Providence	3.3 mi	$2,500
02914	East Providence	4.4 mi	$1,920

Questions

What is the Fair Market Rent for ZIP code 02861?

HUD's FY2027 Small Area Fair Market Rents for 02861 are $1,340 (studio), $1,420 (1 BR), $1,770 (2 BR), $2,170 (3 BR) and $2,460 (4 BR) a month.

What is the Section 8 payment standard in 02861?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 02861 that range is $1,593 to $1,947 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 02861?

The FY2026 income limits of the Providence-Fall River, RI-MA area apply: median family income $112,100, low-income (80%) limit $89,700 for a family of four.