FY2027 Small Area FMR · Westerly, RI
ZIP 02891 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 02891 (Westerly, RI) is $1,890 a month, up 6.2% from FY2026. That is 1% above the Providence-Fall River, RI-MA area-wide FMR of $1,879.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 02891 sits in the Providence-Fall River, RI-MA area
Of the 102 ZIP codes HUD lists for the area, 02891 has the 60th highest two-bedroom Small Area FMR. Providence-Fall River, RI-MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,879 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,890 for this ZIP code instead.
ZIP code 02891 crosses more than one HUD area. HUD also lists it under Westerly-Hopkinton-New Shoreham, RI (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,440 | $1,296 – $1,584 | $1,423 | $1,400 |
| 1 bedroom | $1,440 | $1,296 – $1,584 | $1,509 | $1,410 |
| 2 bedrooms | $1,890 | $1,701 – $2,079 | $1,879 | $1,780 |
| 3 bedrooms | $2,400 | $2,160 – $2,640 | $2,302 | $2,220 |
| 4 bedrooms | $2,840 | $2,556 – $3,124 | $2,615 | $2,410 |
A household renting a two-bedroom home at the Small Area FMR of $1,890 needs about $75,600 a year to keep housing costs at 30% of income. The area median family income is $112,100 and the 80% low-income limit for four people is $89,700. ZIP code 02891 lies mainly in Washington County. See the Providence-Fall River, RI-MA metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 02891?
HUD's FY2027 Small Area Fair Market Rents for 02891 are $1,440 (studio), $1,440 (1 BR), $1,890 (2 BR), $2,400 (3 BR) and $2,840 (4 BR) a month.
What is the Section 8 payment standard in 02891?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 02891 that range is $1,701 to $2,079 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 02891?
The FY2026 income limits of the Providence-Fall River, RI-MA area apply: median family income $112,100, low-income (80%) limit $89,700 for a family of four.