Income Limits by County

FY2027 Small Area FMR · Goffstown, NH

ZIP 03045 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03045 (Goffstown, NH) is $2,180 a month, up 1.9% from FY2026. That is 1% above the Manchester, NH area-wide FMR of $2,168.

2-bedroom SAFMR$2,180per month ▲ 1.9%
Area-wide 2 BR FMR$2,168Manchester, NH
Rank in the area8thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,962
2 BR Small Area FMR$2,180
110% of SAFMR$2,398

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 03045 sits in the Manchester, NH area

$1,920$2,940median $2,180

Of the 15 ZIP codes HUD lists for the area, 03045 has the 8th highest two-bedroom Small Area FMR. Manchester, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,168 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,180 for this ZIP code instead.

ZIP code 03045 crosses more than one HUD area. HUD also lists it under Hillsborough County, NH (part) (same figures) and Merrimack County, NH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,520$1,368 – $1,672$1,510$1,480
1 bedroom$1,670$1,503 – $1,837$1,657$1,630
2 bedrooms$2,180$1,962 – $2,398$2,168$2,140
3 bedrooms$2,600$2,340 – $2,860$2,583$2,570
4 bedrooms$2,870$2,583 – $3,157$2,849$2,840

A household renting a two-bedroom home at the Small Area FMR of $2,180 needs about $87,200 a year to keep housing costs at 30% of income. The area median family income is $125,600 and the 80% low-income limit for four people is $100,500. ZIP code 03045 lies mainly in Hillsborough County. See the Manchester, NH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
03102Manchester3.7 mi$2,120
03101Manchester5.4 mi$2,710
03110Bedford6.1 mi$2,940
03104Manchester6.3 mi$2,130
03070New Boston6.4 mi$1,920
03046Dunbarton6.7 mi$1,880

Questions

What is the Fair Market Rent for ZIP code 03045?

HUD's FY2027 Small Area Fair Market Rents for 03045 are $1,520 (studio), $1,670 (1 BR), $2,180 (2 BR), $2,600 (3 BR) and $2,870 (4 BR) a month.

What is the Section 8 payment standard in 03045?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03045 that range is $1,962 to $2,398 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03045?

The FY2026 income limits of the Manchester, NH area apply: median family income $125,600, low-income (80%) limit $100,500 for a family of four.