FY2027 Small Area FMR · Belmont, NH
ZIP 03220 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03220 (Belmont, NH) is $1,780 a month, up 9.9% from FY2026. That is 10% above the Belknap County, NH area-wide FMR of $1,620.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 03220 sits in the Belknap County, NH area
Of the 18 ZIP codes HUD lists for the area, 03220 has the 6th highest two-bedroom Small Area FMR. Belknap County, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,620 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,780 for this ZIP code instead.
ZIP code 03220 crosses more than one HUD area. HUD also lists it under Merrimack County, NH (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,230 | $1,107 – $1,353 | $1,117 | $1,120 |
| 1 bedroom | $1,360 | $1,224 – $1,496 | $1,283 | $1,280 |
| 2 bedrooms | $1,780 | $1,602 – $1,958 | $1,620 | $1,620 |
| 3 bedrooms | $2,350 | $2,115 – $2,585 | $2,136 | $2,000 |
| 4 bedrooms | $2,410 | $2,169 – $2,651 | $2,409 | $2,410 |
A household renting a two-bedroom home at the Small Area FMR of $1,780 needs about $71,200 a year to keep housing costs at 30% of income. The area median family income is $116,700 and the 80% low-income limit for four people is $94,100. ZIP code 03220 lies mainly in Belknap County and Merrimack County. See the Belknap County, NH county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 03220?
HUD's FY2027 Small Area Fair Market Rents for 03220 are $1,230 (studio), $1,360 (1 BR), $1,780 (2 BR), $2,350 (3 BR) and $2,410 (4 BR) a month.
What is the Section 8 payment standard in 03220?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03220 that range is $1,602 to $1,958 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 03220?
The FY2026 income limits of the Belknap County, NH area apply: median family income $116,700, low-income (80%) limit $94,100 for a family of four.