FY2027 Small Area FMR · Laconia, NH

ZIP 03246 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03246 (Laconia, NH) is $1,620 a month, down 8.5% from FY2026. That is 0% equal to the Belknap County, NH area-wide FMR of $1,620.

2-bedroom SAFMR$1,620per month ▼ 8.5%

Area-wide 2 BR FMR$1,620Belknap County, NH

Rank in the area14thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,458

2 BR Small Area FMR$1,620

110% of SAFMR$1,782

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,140▼ 6.6%

1 BR$1,290▼ 7.9%

2 BR$1,620▼ 8.5%

3 BR$2,170▼ 0.5%

4 BR$2,410▼ 8.4%

FY2027 FY2026

Where 03246 sits in the Belknap County, NH area

Of the 18 ZIP codes HUD lists for the area, 03246 has the 14th highest two-bedroom Small Area FMR. Belknap County, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,620 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,620 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,140	$1,026 – $1,254	$1,117	$1,220
1 bedroom	$1,290	$1,161 – $1,419	$1,283	$1,400
2 bedrooms	$1,620	$1,458 – $1,782	$1,620	$1,770
3 bedrooms	$2,170	$1,953 – $2,387	$2,136	$2,180
4 bedrooms	$2,410	$2,169 – $2,651	$2,409	$2,630

A household renting a two-bedroom home at the Small Area FMR of $1,620 needs about $64,800 a year to keep housing costs at 30% of income. The area median family income is $116,700 and the 80% low-income limit for four people is $94,100. ZIP code 03246 lies mainly in Belknap County. See the Belknap County, NH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03253	Meredith	3.9 mi	$1,720
03249	Gilford	6.6 mi	$1,740
03269	Sanbornton	7.0 mi	$1,700
03220	Belmont	7.0 mi	$1,780
03256	New Hampton	8.2 mi	$1,680
03226	Center Harbor	9.4 mi	$1,980

Questions

What is the Fair Market Rent for ZIP code 03246?

HUD's FY2027 Small Area Fair Market Rents for 03246 are $1,140 (studio), $1,290 (1 BR), $1,620 (2 BR), $2,170 (3 BR) and $2,410 (4 BR) a month.

What is the Section 8 payment standard in 03246?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03246 that range is $1,458 to $1,782 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03246?

The FY2026 income limits of the Belknap County, NH area apply: median family income $116,700, low-income (80%) limit $94,100 for a family of four.