FY2027 Small Area FMR · Epsom, NH

ZIP 03234 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03234 (Epsom, NH) is $1,860 a month, down 6.1% from FY2026. That is 3% above the Merrimack County, NH area-wide FMR of $1,800.

2-bedroom SAFMR$1,860per month ▼ 6.1%

Area-wide 2 BR FMR$1,800Merrimack County, NH

Rank in the area21stof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,674

2 BR Small Area FMR$1,860

110% of SAFMR$2,046

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,300▼ 5.1%

1 BR$1,420▼ 6.0%

2 BR$1,860▼ 6.1%

3 BR$2,440▼ 6.5%

4 BR$2,440▼ 6.9%

FY2027 FY2026

Where 03234 sits in the Merrimack County, NH area

Of the 42 ZIP codes HUD lists for the area, 03234 has the 21st highest two-bedroom Small Area FMR. Merrimack County, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,800 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,860 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,300	$1,170 – $1,430	$1,253	$1,370
1 bedroom	$1,420	$1,278 – $1,562	$1,376	$1,510
2 bedrooms	$1,860	$1,674 – $2,046	$1,800	$1,980
3 bedrooms	$2,440	$2,196 – $2,684	$2,357	$2,610
4 bedrooms	$2,440	$2,196 – $2,684	$2,366	$2,620

A household renting a two-bedroom home at the Small Area FMR of $1,860 needs about $74,400 a year to keep housing costs at 30% of income. The area median family income is $128,600 and the 80% low-income limit for four people is $102,900. ZIP code 03234 lies mainly in Merrimack County. See the Merrimack County, NH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03275	Suncook	4.4 mi	$1,780
03258	Chichester	5.2 mi	$2,460
03263	Pittsfield	6.1 mi	$1,780
03261	Northwood	6.6 mi	$2,000
03037	Deerfield	6.7 mi	$2,230
03106	Hooksett	9.9 mi	$2,200

Questions

What is the Fair Market Rent for ZIP code 03234?

HUD's FY2027 Small Area Fair Market Rents for 03234 are $1,300 (studio), $1,420 (1 BR), $1,860 (2 BR), $2,440 (3 BR) and $2,440 (4 BR) a month.

What is the Section 8 payment standard in 03234?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03234 that range is $1,674 to $2,046 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03234?

The FY2026 income limits of the Merrimack County, NH area apply: median family income $128,600, low-income (80%) limit $102,900 for a family of four.