Income Limits by County

FY2027 Small Area FMR · Northwood, NH

ZIP 03261 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03261 (Northwood, NH) is $2,000 a month, up 9.9% from FY2026. That is 15% below the Western Rockingham County, NH area-wide FMR of $2,347.

2-bedroom SAFMR$2,000per month ▲ 9.9%
Area-wide 2 BR FMR$2,347Western Rockingham County, N
Rank in the area14thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,800
2 BR Small Area FMR$2,000
110% of SAFMR$2,200

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 03261 sits in the Western Rockingham County, NH area

$2,000$3,550median $2,220

Of the 15 ZIP codes HUD lists for the area, 03261 has the 14th highest two-bedroom Small Area FMR. Western Rockingham County, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,347 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,000 for this ZIP code instead.

ZIP code 03261 crosses more than one HUD area. HUD also lists it under Portsmouth-Rochester, NH (same figures) and Merrimack County, NH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,520$1,368 – $1,672$1,782$1,380
1 bedroom$1,530$1,377 – $1,683$1,794$1,390
2 bedrooms$2,000$1,800 – $2,200$2,347$1,820
3 bedrooms$2,770$2,493 – $3,047$3,189$2,550
4 bedrooms$2,780$2,502 – $3,058$3,201$2,650

A household renting a two-bedroom home at the Small Area FMR of $2,000 needs about $80,000 a year to keep housing costs at 30% of income. The area median family income is $154,100 and the 80% low-income limit for four people is $106,800. ZIP code 03261 lies mainly in Rockingham County and Merrimack County. See the Western Rockingham County, NH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
03291West Nottingham4.5 mi$2,290
03884Strafford4.9 mi$2,220
03037Deerfield5.2 mi$2,230
03234Epsom6.6 mi$1,860
03263Pittsfield6.9 mi$1,780
03290Nottingham7.2 mi$2,140

Questions

What is the Fair Market Rent for ZIP code 03261?

HUD's FY2027 Small Area Fair Market Rents for 03261 are $1,520 (studio), $1,530 (1 BR), $2,000 (2 BR), $2,770 (3 BR) and $2,780 (4 BR) a month.

What is the Section 8 payment standard in 03261?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03261 that range is $1,800 to $2,200 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03261?

The FY2026 income limits of the Western Rockingham County, NH area apply: median family income $154,100, low-income (80%) limit $106,800 for a family of four.