FY2027 Small Area FMR · Dover, NH

ZIP 03820 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03820 (Dover, NH) is $2,040 a month, down 3.8% from FY2026. That is 3% below the Portsmouth-Rochester, NH area-wide FMR of $2,093.

2-bedroom SAFMR$2,040per month ▼ 3.8%

Area-wide 2 BR FMR$2,093Portsmouth-Rochester, NH

Rank in the area24thof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,836

2 BR Small Area FMR$2,040

110% of SAFMR$2,244

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,450▼ 6.5%

1 BR$1,560▼ 3.7%

2 BR$2,040▼ 3.8%

3 BR$2,430▼ 6.5%

4 BR$2,740▼ 3.5%

FY2027 FY2026

Where 03820 sits in the Portsmouth-Rochester, NH area

Of the 41 ZIP codes HUD lists for the area, 03820 has the 24th highest two-bedroom Small Area FMR. Portsmouth-Rochester, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,093 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,450	$1,305 – $1,595	$1,489	$1,550
1 bedroom	$1,560	$1,404 – $1,716	$1,600	$1,620
2 bedrooms	$2,040	$1,836 – $2,244	$2,093	$2,120
3 bedrooms	$2,430	$2,187 – $2,673	$2,494	$2,600
4 bedrooms	$2,740	$2,466 – $3,014	$2,813	$2,840

A household renting a two-bedroom home at the Small Area FMR of $2,040 needs about $81,600 a year to keep housing costs at 30% of income. The area median family income is $140,900 and the 80% low-income limit for four people is $106,800. ZIP code 03820 lies mainly in Strafford County. See the Portsmouth-Rochester, NH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03823	Madbury	2.9 mi	$2,100
03869	Rollinsford	3.0 mi	$2,040
03878	Somersworth	4.3 mi	$1,980
03824	Durham	5.3 mi	$1,980
03903	Eliot	6.5 mi	$2,820
03839	Rochester	7.2 mi	$1,980

Questions

What is the Fair Market Rent for ZIP code 03820?

HUD's FY2027 Small Area Fair Market Rents for 03820 are $1,450 (studio), $1,560 (1 BR), $2,040 (2 BR), $2,430 (3 BR) and $2,740 (4 BR) a month.

What is the Section 8 payment standard in 03820?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03820 that range is $1,836 to $2,244 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03820?

The FY2026 income limits of the Portsmouth-Rochester, NH area apply: median family income $140,900, low-income (80%) limit $106,800 for a family of four.