FY2027 Small Area FMR · Eliot, ME

ZIP 03903 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03903 (Eliot, ME) is $2,820 a month, up 14.2% from FY2026. That is 19% above the York-Kittery-South Berwick, ME area-wide FMR of $2,376.

2-bedroom SAFMR$2,820per month ▲ 14.2%

Area-wide 2 BR FMR$2,376York-Kittery-South Berwick,

Rank in the area2ndof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,538

2 BR Small Area FMR$2,820

110% of SAFMR$3,102

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,960▲ 15.3%

1 BR$2,160▲ 14.9%

2 BR$2,820▲ 14.2%

3 BR$3,360▲ 13.5%

4 BR$4,020▼ 2.9%

FY2027 FY2026

Where 03903 sits in the York-Kittery-South Berwick, ME area

Of the 12 ZIP codes HUD lists for the area, 03903 has the 2nd highest two-bedroom Small Area FMR. York-Kittery-South Berwick, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,376 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,820 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,960	$1,764 – $2,156	$1,655	$1,700
1 bedroom	$2,160	$1,944 – $2,376	$1,816	$1,880
2 bedrooms	$2,820	$2,538 – $3,102	$2,376	$2,470
3 bedrooms	$3,360	$3,024 – $3,696	$2,831	$2,960
4 bedrooms	$4,020	$3,618 – $4,422	$3,383	$4,140

A household renting a two-bedroom home at the Small Area FMR of $2,820 needs about $112,800 a year to keep housing costs at 30% of income. The area median family income is $132,900 and the 80% low-income limit for four people is $106,300. ZIP code 03903 lies mainly in York County. See the York-Kittery-South Berwick, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03904	Kittery	3.8 mi	$2,420
03909	York	5.0 mi	$2,140
03801	Portsmouth	5.2 mi	$2,430
03908	South Berwick	5.9 mi	$2,280
03905	Kittery Point	6.1 mi	$3,010
03869	Rollinsford	6.1 mi	$2,040

Questions

What is the Fair Market Rent for ZIP code 03903?

HUD's FY2027 Small Area Fair Market Rents for 03903 are $1,960 (studio), $2,160 (1 BR), $2,820 (2 BR), $3,360 (3 BR) and $4,020 (4 BR) a month.

What is the Section 8 payment standard in 03903?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03903 that range is $2,538 to $3,102 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03903?

The FY2026 income limits of the York-Kittery-South Berwick, ME area apply: median family income $132,900, low-income (80%) limit $106,300 for a family of four.