Income Limits by County

FY2027 Small Area FMR · Ogunquit, ME

ZIP 03907 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03907 (Ogunquit, ME) is $2,570 a month, up 2.4% from FY2026. That is 8% above the York-Kittery-South Berwick, ME area-wide FMR of $2,376.

2-bedroom SAFMR$2,570per month ▲ 2.4%
Area-wide 2 BR FMR$2,376York-Kittery-South Berwick,
Rank in the area3rdof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,313
2 BR Small Area FMR$2,570
110% of SAFMR$2,827

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 03907 sits in the York-Kittery-South Berwick, ME area

$1,990$3,010median $2,250

Of the 12 ZIP codes HUD lists for the area, 03907 has the 3rd highest two-bedroom Small Area FMR. York-Kittery-South Berwick, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,376 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,570 for this ZIP code instead.

ZIP code 03907 crosses more than one HUD area. HUD also lists it under York County, ME (part) (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,940$1,746 – $2,134$1,655$1,870
1 bedroom$2,150$1,935 – $2,365$1,816$2,060
2 bedrooms$2,570$2,313 – $2,827$2,376$2,510
3 bedrooms$3,530$3,177 – $3,883$2,831$3,360
4 bedrooms$3,980$3,582 – $4,378$3,383$3,750

A household renting a two-bedroom home at the Small Area FMR of $2,570 needs about $102,800 a year to keep housing costs at 30% of income. The area median family income is $132,900 and the 80% low-income limit for four people is $106,300. ZIP code 03907 lies mainly in York County. See the York-Kittery-South Berwick, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
03902Cape Neddick3.0 mi$2,270
03910York Beach4.9 mi$2,140
04090Wells5.4 mi$1,880
03909York7.0 mi$2,140
03908South Berwick7.2 mi$2,280
03911York Harbor7.9 mi$2,140

Questions

What is the Fair Market Rent for ZIP code 03907?

HUD's FY2027 Small Area Fair Market Rents for 03907 are $1,940 (studio), $2,150 (1 BR), $2,570 (2 BR), $3,530 (3 BR) and $3,980 (4 BR) a month.

What is the Section 8 payment standard in 03907?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03907 that range is $2,313 to $2,827 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03907?

The FY2026 income limits of the York-Kittery-South Berwick, ME area apply: median family income $132,900, low-income (80%) limit $106,300 for a family of four.