FY2027 Small Area FMR · York, ME

ZIP 03909 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03909 (York, ME) is $2,140 a month, down 2.3% from FY2026. That is 10% below the York-Kittery-South Berwick, ME area-wide FMR of $2,376.

2-bedroom SAFMR$2,140per month ▼ 2.3%

Area-wide 2 BR FMR$2,376York-Kittery-South Berwick,

Rank in the area8thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,926

2 BR Small Area FMR$2,140

110% of SAFMR$2,354

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,490▼ 1.3%

1 BR$1,640▼ 1.8%

2 BR$2,140▼ 2.3%

3 BR$2,550▼ 3.0%

4 BR$3,330▼ 9.3%

FY2027 FY2026

Where 03909 sits in the York-Kittery-South Berwick, ME area

Of the 12 ZIP codes HUD lists for the area, 03909 has the 8th highest two-bedroom Small Area FMR. York-Kittery-South Berwick, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,376 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,490	$1,341 – $1,639	$1,655	$1,510
1 bedroom	$1,640	$1,476 – $1,804	$1,816	$1,670
2 bedrooms	$2,140	$1,926 – $2,354	$2,376	$2,190
3 bedrooms	$2,550	$2,295 – $2,805	$2,831	$2,630
4 bedrooms	$3,330	$2,997 – $3,663	$3,383	$3,670

A household renting a two-bedroom home at the Small Area FMR of $2,140 needs about $85,600 a year to keep housing costs at 30% of income. The area median family income is $132,900 and the 80% low-income limit for four people is $106,300. ZIP code 03909 lies mainly in York County. See the York-Kittery-South Berwick, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03911	York Harbor	3.1 mi	$2,140
03910	York Beach	3.9 mi	$2,140
03902	Cape Neddick	4.2 mi	$2,270
03904	Kittery	4.8 mi	$2,420
03903	Eliot	5.0 mi	$2,820
03905	Kittery Point	5.6 mi	$3,010

Questions

What is the Fair Market Rent for ZIP code 03909?

HUD's FY2027 Small Area Fair Market Rents for 03909 are $1,490 (studio), $1,640 (1 BR), $2,140 (2 BR), $2,550 (3 BR) and $3,330 (4 BR) a month.

What is the Section 8 payment standard in 03909?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03909 that range is $1,926 to $2,354 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03909?

The FY2026 income limits of the York-Kittery-South Berwick, ME area apply: median family income $132,900, low-income (80%) limit $106,300 for a family of four.