FY2027 Small Area FMR · Denmark, ME

ZIP 04022 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04022 (Denmark, ME) is $1,650 a month, up 3.1% from FY2026. That is 15% below the Cumberland County, ME (part) area-wide FMR of $1,941.

2-bedroom SAFMR$1,650per month ▲ 3.1%

Area-wide 2 BR FMR$1,941Cumberland County, ME (part)

Rank in the area18thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,485

2 BR Small Area FMR$1,650

110% of SAFMR$1,815

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,140▲ 3.6%

1 BR$1,260▲ 3.3%

2 BR$1,650▲ 3.1%

3 BR$2,170▼ 2.7%

4 BR$2,740▲ 2.2%

FY2027 FY2026

Where 04022 sits in the Cumberland County, ME (part) area

Of the 19 ZIP codes HUD lists for the area, 04022 has the 18th highest two-bedroom Small Area FMR. Cumberland County, ME (part) is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,941 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,650 for this ZIP code instead.

ZIP code 04022 crosses more than one HUD area. HUD also lists it under Oxford County, ME (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,140	$1,026 – $1,254	$1,545	$1,100
1 bedroom	$1,260	$1,134 – $1,386	$1,561	$1,220
2 bedrooms	$1,650	$1,485 – $1,815	$1,941	$1,600
3 bedrooms	$2,170	$1,953 – $2,387	$2,425	$2,230
4 bedrooms	$2,740	$2,466 – $3,014	$3,244	$2,680

A household renting a two-bedroom home at the Small Area FMR of $1,650 needs about $66,000 a year to keep housing costs at 30% of income. The area median family income is $110,800 and the 80% low-income limit for four people is $88,650. ZIP code 04022 lies mainly in Oxford County. See the Cumberland County, ME (part) county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04009	Bridgton	5.0 mi	$1,690
04010	Brownfield	6.9 mi	$1,840
04055	Naples	8.8 mi	$2,560
04029	Sebago	8.9 mi	$1,980
04057	North Bridgton	9.2 mi	$1,690
04037	Fryeburg	9.7 mi	$1,280

Questions

What is the Fair Market Rent for ZIP code 04022?

HUD's FY2027 Small Area Fair Market Rents for 04022 are $1,140 (studio), $1,260 (1 BR), $1,650 (2 BR), $2,170 (3 BR) and $2,740 (4 BR) a month.

What is the Section 8 payment standard in 04022?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04022 that range is $1,485 to $1,815 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04022?

The FY2026 income limits of the Cumberland County, ME (part) area apply: median family income $110,800, low-income (80%) limit $88,650 for a family of four.