FY2027 Small Area FMR · Fryeburg, ME
ZIP 04037 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04037 (Fryeburg, ME) is $1,280 a month, down 8.6% from FY2026. That is 5% above the Oxford County, ME area-wide FMR of $1,224.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 04037 sits in the Oxford County, ME area
Of the 38 ZIP codes HUD lists for the area, 04037 has the 23rd highest two-bedroom Small Area FMR. Oxford County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,224 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $890 | $801 – $979 | $852 | $970 |
| 1 bedroom | $990 | $891 – $1,089 | $949 | $1,070 |
| 2 bedrooms | $1,280 | $1,152 – $1,408 | $1,224 | $1,400 |
| 3 bedrooms | $1,770 | $1,593 – $1,947 | $1,695 | $1,950 |
| 4 bedrooms | $2,140 | $1,926 – $2,354 | $2,046 | $2,350 |
A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $81,000 and the 80% low-income limit for four people is $73,500. ZIP code 04037 lies mainly in Oxford County. See the Oxford County, ME county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 04037?
HUD's FY2027 Small Area Fair Market Rents for 04037 are $890 (studio), $990 (1 BR), $1,280 (2 BR), $1,770 (3 BR) and $2,140 (4 BR) a month.
What is the Section 8 payment standard in 04037?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04037 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 04037?
The FY2026 income limits of the Oxford County, ME area apply: median family income $81,000, low-income (80%) limit $73,500 for a family of four.