Income Limits by County

FY2027 Small Area FMR · Hiram, ME

ZIP 04041 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04041 (Hiram, ME) is $1,590 a month, down 9.7% from FY2026. That is 30% above the Oxford County, ME area-wide FMR of $1,224.

2-bedroom SAFMR$1,590per month ▼ 9.7%
Area-wide 2 BR FMR$1,224Oxford County, ME
Rank in the area7thof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,431
2 BR Small Area FMR$1,590
110% of SAFMR$1,749

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 04041 sits in the Oxford County, ME area

$1,170$1,840median $1,295

Of the 38 ZIP codes HUD lists for the area, 04041 has the 7th highest two-bedroom Small Area FMR. Oxford County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,224 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,590 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,100$990 – $1,210$852$1,210
1 bedroom$1,230$1,107 – $1,353$949$1,340
2 bedrooms$1,590$1,431 – $1,749$1,224$1,760
3 bedrooms$2,210$1,989 – $2,431$1,695$2,450
4 bedrooms$2,660$2,394 – $2,926$2,046$2,950

A household renting a two-bedroom home at the Small Area FMR of $1,590 needs about $63,600 a year to keep housing costs at 30% of income. The area median family income is $81,000 and the 80% low-income limit for four people is $73,500. ZIP code 04041 lies mainly in Oxford County. See the Oxford County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
04091West Baldwin4.3 mi$1,700
04020Cornish5.8 mi$1,740
04068Porter5.8 mi$1,580
04010Brownfield7.1 mi$1,840
04024East Baldwin7.3 mi$2,100
04029Sebago7.9 mi$1,980

Questions

What is the Fair Market Rent for ZIP code 04041?

HUD's FY2027 Small Area Fair Market Rents for 04041 are $1,100 (studio), $1,230 (1 BR), $1,590 (2 BR), $2,210 (3 BR) and $2,660 (4 BR) a month.

What is the Section 8 payment standard in 04041?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04041 that range is $1,431 to $1,749 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04041?

The FY2026 income limits of the Oxford County, ME area apply: median family income $81,000, low-income (80%) limit $73,500 for a family of four.