FY2027 Small Area FMR · West Baldwin, ME

ZIP 04091 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04091 (West Baldwin, ME) is $1,700 a month, down 2.3% from FY2026. That is 12% below the Cumberland County, ME (part) area-wide FMR of $1,941.

2-bedroom SAFMR$1,700per month ▼ 2.3%

Area-wide 2 BR FMR$1,941Cumberland County, ME (part)

Rank in the area15thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,530

2 BR Small Area FMR$1,700

110% of SAFMR$1,870

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,210■ 0.0%

1 BR$1,350▲ 0.7%

2 BR$1,700▼ 2.3%

3 BR$2,220▼ 2.2%

4 BR$2,740▲ 1.5%

FY2027 FY2026

Where 04091 sits in the Cumberland County, ME (part) area

Of the 19 ZIP codes HUD lists for the area, 04091 has the 15th highest two-bedroom Small Area FMR. Cumberland County, ME (part) is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,941 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,700 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,210	$1,089 – $1,331	$1,545	$1,210
1 bedroom	$1,350	$1,215 – $1,485	$1,561	$1,340
2 bedrooms	$1,700	$1,530 – $1,870	$1,941	$1,740
3 bedrooms	$2,220	$1,998 – $2,442	$2,425	$2,270
4 bedrooms	$2,740	$2,466 – $3,014	$3,244	$2,700

A household renting a two-bedroom home at the Small Area FMR of $1,700 needs about $68,000 a year to keep housing costs at 30% of income. The area median family income is $110,800 and the 80% low-income limit for four people is $88,650. ZIP code 04091 lies mainly in Cumberland County. See the Cumberland County, ME (part) county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04024	East Baldwin	3.0 mi	$2,100
04041	Hiram	4.3 mi	$1,590
04029	Sebago	5.2 mi	$1,980
04020	Cornish	5.9 mi	$1,740
04049	Limington	6.8 mi	$1,920
04085	Steep Falls	7.9 mi	$2,400

Questions

What is the Fair Market Rent for ZIP code 04091?

HUD's FY2027 Small Area Fair Market Rents for 04091 are $1,210 (studio), $1,350 (1 BR), $1,700 (2 BR), $2,220 (3 BR) and $2,740 (4 BR) a month.

What is the Section 8 payment standard in 04091?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04091 that range is $1,530 to $1,870 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04091?

The FY2026 income limits of the Cumberland County, ME (part) area apply: median family income $110,800, low-income (80%) limit $88,650 for a family of four.