Income Limits by County

FY2027 Small Area FMR · Kennebunk, ME

ZIP 04043 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04043 (Kennebunk, ME) is $2,020 a month, up 4.7% from FY2026. That is 13% above the York County, ME (part) area-wide FMR of $1,792.

2-bedroom SAFMR$2,020per month ▲ 4.7%
Area-wide 2 BR FMR$1,792York County, ME (part)
Rank in the area6thof 31 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,818
2 BR Small Area FMR$2,020
110% of SAFMR$2,222

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 04043 sits in the York County, ME (part) area

$1,550$2,570median $1,880

Of the 31 ZIP codes HUD lists for the area, 04043 has the 6th highest two-bedroom Small Area FMR. York County, ME (part) is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,792 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,520$1,368 – $1,672$1,352$1,440
1 bedroom$1,690$1,521 – $1,859$1,500$1,590
2 bedrooms$2,020$1,818 – $2,222$1,792$1,930
3 bedrooms$2,780$2,502 – $3,058$2,464$2,580
4 bedrooms$3,130$2,817 – $3,443$2,773$2,880

A household renting a two-bedroom home at the Small Area FMR of $2,020 needs about $80,800 a year to keep housing costs at 30% of income. The area median family income is $106,800 and the 80% low-income limit for four people is $85,450. ZIP code 04043 lies mainly in York County. See the York County, ME (part) county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
04046Kennebunkport5.4 mi$1,920
04090Wells5.8 mi$1,880
04005Biddeford7.9 mi$1,920
04002Alfred7.9 mi$1,550
04073Sanford9.0 mi$1,680
03907Ogunquit9.9 mi$2,570

Questions

What is the Fair Market Rent for ZIP code 04043?

HUD's FY2027 Small Area Fair Market Rents for 04043 are $1,520 (studio), $1,690 (1 BR), $2,020 (2 BR), $2,780 (3 BR) and $3,130 (4 BR) a month.

What is the Section 8 payment standard in 04043?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04043 that range is $1,818 to $2,222 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04043?

The FY2026 income limits of the York County, ME (part) area apply: median family income $106,800, low-income (80%) limit $85,450 for a family of four.