FY2027 Small Area FMR · South Portland, ME

ZIP 04106 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04106 (South Portland, ME) is $2,640 a month, up 11.4% from FY2026. That is 12% above the Portland, ME area-wide FMR of $2,353.

2-bedroom SAFMR$2,640per month ▲ 11.4%

Area-wide 2 BR FMR$2,353Portland, ME

Rank in the area9thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,376

2 BR Small Area FMR$2,640

110% of SAFMR$2,904

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,840▲ 12.9%

1 BR$2,090▲ 13.0%

2 BR$2,640▲ 11.4%

3 BR$3,260▲ 13.2%

4 BR$3,470▲ 10.5%

FY2027 FY2026

Where 04106 sits in the Portland, ME area

Of the 45 ZIP codes HUD lists for the area, 04106 has the 9th highest two-bedroom Small Area FMR. Portland, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,353 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,640 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,840	$1,656 – $2,024	$1,639	$1,630
1 bedroom	$2,090	$1,881 – $2,299	$1,864	$1,850
2 bedrooms	$2,640	$2,376 – $2,904	$2,353	$2,370
3 bedrooms	$3,260	$2,934 – $3,586	$2,902	$2,880
4 bedrooms	$3,470	$3,123 – $3,817	$3,092	$3,140

A household renting a two-bedroom home at the Small Area FMR of $2,640 needs about $105,600 a year to keep housing costs at 30% of income. The area median family income is $139,100 and the 80% low-income limit for four people is $106,800. ZIP code 04106 lies mainly in Cumberland County. See the Portland, ME metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04102	Portland	1.7 mi	$2,340
04101	Portland	2.6 mi	$2,420
04107	Cape Elizabeth	3.9 mi	$3,360
04103	Portland	4.4 mi	$2,380
04074	Scarborough	4.9 mi	$2,660
04109	Portland	5.0 mi	$2,640

Questions

What is the Fair Market Rent for ZIP code 04106?

HUD's FY2027 Small Area Fair Market Rents for 04106 are $1,840 (studio), $2,090 (1 BR), $2,640 (2 BR), $3,260 (3 BR) and $3,470 (4 BR) a month.

What is the Section 8 payment standard in 04106?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04106 that range is $2,376 to $2,904 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04106?

The FY2026 income limits of the Portland, ME area apply: median family income $139,100, low-income (80%) limit $106,800 for a family of four.