FY2027 Small Area FMR · Matinicus, ME

ZIP 04851 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04851 (Matinicus, ME) is $1,500 a month, down 2.0% from FY2026. That is 0% equal to the Knox County, ME area-wide FMR of $1,503.

2-bedroom SAFMR$1,500per month ▼ 2.0%

Area-wide 2 BR FMR$1,503Knox County, ME

Rank in the area11thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,350

2 BR Small Area FMR$1,500

110% of SAFMR$1,650

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,110▼ 9.8%

1 BR$1,230▼ 3.1%

2 BR$1,500▼ 2.0%

3 BR$1,960▲ 1.6%

4 BR$1,970▼ 5.7%

FY2027 FY2026

Where 04851 sits in the Knox County, ME area

Of the 22 ZIP codes HUD lists for the area, 04851 has the 11th highest two-bedroom Small Area FMR. Knox County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,503 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,500 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,110	$999 – $1,221	$1,101	$1,230
1 bedroom	$1,230	$1,107 – $1,353	$1,236	$1,270
2 bedrooms	$1,500	$1,350 – $1,650	$1,503	$1,530
3 bedrooms	$1,960	$1,764 – $2,156	$1,968	$1,930
4 bedrooms	$1,970	$1,773 – $2,167	$1,975	$2,090

A household renting a two-bedroom home at the Small Area FMR of $1,500 needs about $60,000 a year to keep housing costs at 30% of income. The area median family income is $98,300 and the 80% low-income limit for four people is $78,650. ZIP code 04851 lies mainly in Knox County. See the Knox County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04863	Vinalhaven	14.4 mi	$1,400
04859	Spruce Head	16.3 mi	$1,970
04854	Owls Head	17.8 mi	$1,770
04860	Tenants Harbor	18.6 mi	$2,000
04858	South Thomaston	18.7 mi	$1,930
04853	North Haven	19.0 mi	$1,910

Questions

What is the Fair Market Rent for ZIP code 04851?

HUD's FY2027 Small Area Fair Market Rents for 04851 are $1,110 (studio), $1,230 (1 BR), $1,500 (2 BR), $1,960 (3 BR) and $1,970 (4 BR) a month.

What is the Section 8 payment standard in 04851?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04851 that range is $1,350 to $1,650 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04851?

The FY2026 income limits of the Knox County, ME area apply: median family income $98,300, low-income (80%) limit $78,650 for a family of four.