FY2027 Small Area FMR · Oquossoc, ME
ZIP 04964 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04964 (Oquossoc, ME) is $1,190 a month, up 8.2% from FY2026. That is 6% below the Franklin County, ME area-wide FMR of $1,264.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 04964 sits in the Franklin County, ME area
Of the 22 ZIP codes HUD lists for the area, 04964 has the 19th highest two-bedroom Small Area FMR. Franklin County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,264 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.
ZIP code 04964 crosses more than one HUD area. HUD also lists it under Oxford County, ME (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $820 | $738 – $902 | $880 | $760 |
| 1 bedroom | $910 | $819 – $1,001 | $966 | $840 |
| 2 bedrooms | $1,190 | $1,071 – $1,309 | $1,264 | $1,100 |
| 3 bedrooms | $1,630 | $1,467 – $1,793 | $1,750 | $1,490 |
| 4 bedrooms | $1,960 | $1,764 – $2,156 | $2,113 | $1,660 |
A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $85,400 and the 80% low-income limit for four people is $73,500. ZIP code 04964 lies mainly in Oxford County and Franklin County. See the Franklin County, ME county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 04964?
HUD's FY2027 Small Area Fair Market Rents for 04964 are $820 (studio), $910 (1 BR), $1,190 (2 BR), $1,630 (3 BR) and $1,960 (4 BR) a month.
What is the Section 8 payment standard in 04964?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04964 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 04964?
The FY2026 income limits of the Franklin County, ME area apply: median family income $85,400, low-income (80%) limit $73,500 for a family of four.