Income Limits by County

FY2027 Small Area FMR · Topsham, VT

ZIP 05076 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05076 (Topsham, VT) is $1,580 a month, up 16.2% from FY2026. That is 0% equal to the Orange County, VT area-wide FMR of $1,581.

2-bedroom SAFMR$1,580per month ▲ 16.2%
Area-wide 2 BR FMR$1,581Orange County, VT
Rank in the area20thof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,422
2 BR Small Area FMR$1,580
110% of SAFMR$1,738

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 05076 sits in the Orange County, VT area

$1,330$2,230median $1,590

Of the 36 ZIP codes HUD lists for the area, 05076 has the 20th highest two-bedroom Small Area FMR. Orange County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,581 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,580 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,100$990 – $1,210$1,101$1,040
1 bedroom$1,380$1,242 – $1,518$1,378$1,160
2 bedrooms$1,580$1,422 – $1,738$1,581$1,360
3 bedrooms$2,020$1,818 – $2,222$2,018$1,750
4 bedrooms$2,140$1,926 – $2,354$2,140$1,880

A household renting a two-bedroom home at the Small Area FMR of $1,580 needs about $63,200 a year to keep housing costs at 30% of income. The area median family income is $105,500 and the 80% low-income limit for four people is $84,400. ZIP code 05076 lies mainly in Orange County. See the Orange County, VT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
05086West Topsham4.1 mi$1,580
05040East Corinth5.2 mi$1,580
05649East Barre6.0 mi$1,590
05051Newbury6.0 mi$1,650
05046Groton6.4 mi$1,330
05069South Ryegate6.5 mi$1,480

Questions

What is the Fair Market Rent for ZIP code 05076?

HUD's FY2027 Small Area Fair Market Rents for 05076 are $1,100 (studio), $1,380 (1 BR), $1,580 (2 BR), $2,020 (3 BR) and $2,140 (4 BR) a month.

What is the Section 8 payment standard in 05076?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05076 that range is $1,422 to $1,738 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05076?

The FY2026 income limits of the Orange County, VT area apply: median family income $105,500, low-income (80%) limit $84,400 for a family of four.