FY2027 Small Area FMR · Groton, VT
ZIP 05046 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05046 (Groton, VT) is $1,330 a month, up 8.1% from FY2026. That is 0% equal to the Caledonia County, VT area-wide FMR of $1,327.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 05046 sits in the Caledonia County, VT area
Of the 30 ZIP codes HUD lists for the area, 05046 has the 23rd highest two-bedroom Small Area FMR. Caledonia County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,327 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,330 for this ZIP code instead.
ZIP code 05046 crosses more than one HUD area. HUD also lists it under Orange County, VT (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,160 | $1,044 – $1,276 | $1,154 | $1,000 |
| 1 bedroom | $1,160 | $1,044 – $1,276 | $1,161 | $1,010 |
| 2 bedrooms | $1,330 | $1,197 – $1,463 | $1,327 | $1,230 |
| 3 bedrooms | $1,840 | $1,656 – $2,024 | $1,837 | $1,640 |
| 4 bedrooms | $2,220 | $1,998 – $2,442 | $2,218 | $1,760 |
A household renting a two-bedroom home at the Small Area FMR of $1,330 needs about $53,200 a year to keep housing costs at 30% of income. The area median family income is $96,600 and the 80% low-income limit for four people is $83,750. ZIP code 05046 lies mainly in Caledonia County. See the Caledonia County, VT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 05046?
HUD's FY2027 Small Area Fair Market Rents for 05046 are $1,160 (studio), $1,160 (1 BR), $1,330 (2 BR), $1,840 (3 BR) and $2,220 (4 BR) a month.
What is the Section 8 payment standard in 05046?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05046 that range is $1,197 to $1,463 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 05046?
The FY2026 income limits of the Caledonia County, VT area apply: median family income $96,600, low-income (80%) limit $83,750 for a family of four.