FY2027 Small Area FMR · Bellows Falls, VT

ZIP 05101 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05101 (Bellows Falls, VT) is $1,570 a month, up 11.3% from FY2026. That is 2% below the Windham County, VT area-wide FMR of $1,605.

2-bedroom SAFMR$1,570per month ▲ 11.3%

Area-wide 2 BR FMR$1,605Windham County, VT

Rank in the area19thof 29 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,413

2 BR Small Area FMR$1,570

110% of SAFMR$1,727

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,170▲ 9.3%

1 BR$1,280▲ 11.3%

2 BR$1,570▲ 11.3%

3 BR$1,870▲ 10.7%

4 BR$2,370▲ 26.7%

FY2027 FY2026

Where 05101 sits in the Windham County, VT area

Of the 29 ZIP codes HUD lists for the area, 05101 has the 19th highest two-bedroom Small Area FMR. Windham County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,605 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,570 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,170	$1,053 – $1,287	$1,196	$1,070
1 bedroom	$1,280	$1,152 – $1,408	$1,304	$1,150
2 bedrooms	$1,570	$1,413 – $1,727	$1,605	$1,410
3 bedrooms	$1,870	$1,683 – $2,057	$1,912	$1,690
4 bedrooms	$2,370	$2,133 – $2,607	$2,425	$1,870

A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $95,700 and the 80% low-income limit for four people is $83,750. ZIP code 05101 lies mainly in Windham County. See the Windham County, VT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03609	North Walpole	3.5 mi	$1,740
05154	Saxtons River	4.2 mi	$1,630
05141	Cambridgeport	4.4 mi	$1,530
05158	Westminster	6.9 mi	$1,290
03604	Drewsville	7.0 mi	$1,740
03603	Charlestown	7.1 mi	$1,580

Questions

What is the Fair Market Rent for ZIP code 05101?

HUD's FY2027 Small Area Fair Market Rents for 05101 are $1,170 (studio), $1,280 (1 BR), $1,570 (2 BR), $1,870 (3 BR) and $2,370 (4 BR) a month.

What is the Section 8 payment standard in 05101?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05101 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05101?

The FY2026 income limits of the Windham County, VT area apply: median family income $95,700, low-income (80%) limit $83,750 for a family of four.