FY2027 Small Area FMR · Cavendish, VT

ZIP 05142 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05142 (Cavendish, VT) is $1,760 a month, up 11.4% from FY2026. That is 13% above the Windsor County, VT area-wide FMR of $1,558.

2-bedroom SAFMR$1,760per month ▲ 11.4%

Area-wide 2 BR FMR$1,558Windsor County, VT

Rank in the area8thof 44 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,584

2 BR Small Area FMR$1,760

110% of SAFMR$1,936

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,490▲ 10.4%

1 BR$1,500▲ 11.1%

2 BR$1,760▲ 11.4%

3 BR$2,300▲ 11.1%

4 BR$2,400▲ 12.1%

FY2027 FY2026

Where 05142 sits in the Windsor County, VT area

Of the 44 ZIP codes HUD lists for the area, 05142 has the 8th highest two-bedroom Small Area FMR. Windsor County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,558 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,760 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,490	$1,341 – $1,639	$1,322	$1,350
1 bedroom	$1,500	$1,350 – $1,650	$1,329	$1,350
2 bedrooms	$1,760	$1,584 – $1,936	$1,558	$1,580
3 bedrooms	$2,300	$2,070 – $2,530	$2,038	$2,070
4 bedrooms	$2,400	$2,160 – $2,640	$2,128	$2,140

A household renting a two-bedroom home at the Small Area FMR of $1,760 needs about $70,400 a year to keep housing costs at 30% of income. The area median family income is $109,400 and the 80% low-income limit for four people is $87,500. ZIP code 05142 lies mainly in Windsor County. See the Windsor County, VT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
05153	Proctorsville	3.4 mi	$1,650
05151	Perkinsville	4.2 mi	$1,330
05150	North Springfield	5.0 mi	$1,380
05037	Brownsville	6.0 mi	$1,460
05062	Reading	6.9 mi	$1,640
05149	Ludlow	7.0 mi	$1,450

Questions

What is the Fair Market Rent for ZIP code 05142?

HUD's FY2027 Small Area Fair Market Rents for 05142 are $1,490 (studio), $1,500 (1 BR), $1,760 (2 BR), $2,300 (3 BR) and $2,400 (4 BR) a month.

What is the Section 8 payment standard in 05142?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05142 that range is $1,584 to $1,936 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05142?

The FY2026 income limits of the Windsor County, VT area apply: median family income $109,400, low-income (80%) limit $87,500 for a family of four.