FY2027 Small Area FMR · Vernon, VT
ZIP 05354 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05354 (Vernon, VT) is $1,530 a month, up 13.3% from FY2026. That is 5% below the Windham County, VT area-wide FMR of $1,605.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 05354 sits in the Windham County, VT area
Of the 29 ZIP codes HUD lists for the area, 05354 has the 21st highest two-bedroom Small Area FMR. Windham County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,605 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,530 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,140 | $1,026 – $1,254 | $1,196 | $1,020 |
| 1 bedroom | $1,240 | $1,116 – $1,364 | $1,304 | $1,100 |
| 2 bedrooms | $1,530 | $1,377 – $1,683 | $1,605 | $1,350 |
| 3 bedrooms | $1,820 | $1,638 – $2,002 | $1,912 | $1,620 |
| 4 bedrooms | $2,310 | $2,079 – $2,541 | $2,425 | $1,790 |
A household renting a two-bedroom home at the Small Area FMR of $1,530 needs about $61,200 a year to keep housing costs at 30% of income. The area median family income is $95,700 and the 80% low-income limit for four people is $83,750. ZIP code 05354 lies mainly in Windham County. See the Windham County, VT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 05354?
HUD's FY2027 Small Area Fair Market Rents for 05354 are $1,140 (studio), $1,240 (1 BR), $1,530 (2 BR), $1,820 (3 BR) and $2,310 (4 BR) a month.
What is the Section 8 payment standard in 05354?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05354 that range is $1,377 to $1,683 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 05354?
The FY2026 income limits of the Windham County, VT area apply: median family income $95,700, low-income (80%) limit $83,750 for a family of four.